
The Attune Card: a perfect card for a Millennial pet-owning city dweller like me
The Wells Fargo Attune card rewards spending in categories that aren’t usually highlighted by other cards — here’s why we love it.
Alice Lesperance has more than 10 years of journalism experience, and she is passionate about helping people at all stages of their credit card journeys take control of their personal finances. A newcomer to the world of personal finance and credit cards when she started at Bankrate in 2024, Alice has made it her mission to provide compassionate and accessible information for readers who may also be dipping their toes into the world of credit for the first time.
Her reporting and longform journalism can also be found in outlets like The Atlantic, Teen Vogue, Charlotte Magazine, and more.
Alice lives in Philadelphia with her wife and three furbabies. Outside of work, she loves playing video games, cooking, and listening to every kind of music under the sun.
Until she was 33, Alice carried a single credit card in her wallet: a starter card from her credit union that she applied for in college. Since learning more about credit cards, she’s created her own tailored rewards strategy that works for her and her lifestyle. Alice believes that everyone has their own unique approach to credit and what works for some or even most people may not work for you. “I don’t travel, I don’t have kids, and I don’t own a home. What works for me in terms of credit card rewards and perks looks a little different from a lot of credit card aficionados and experts in the industry – and that’s okay, You have to take your time to decide what is going to work best for you.”
With an intro APR for balance transfers and no annual fee, the BankAmericard is a smart option for paying down debt.
If your debt feels overwhelming, consider consolidating it into a single monthly payment.
With an alternative ID and other hacks, international students can get credit cards.
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A business line of credit can offer more funds and can be more difficult to obtain.
Hotel rewards credit card holders can get access to room upgrades, late checkout, free breakfast, lounge access and free nights among other perks.
When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the balances [...]
Points and miles can allowed you to travel across the globe.