Buying a house with cash vs. a mortgage
Paying all-cash saves you money and time, but a mortgage has financial benefits too.
6 min read
Apr 07, 2025
Allison Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Taxes
- Mortgages
- Auto loans
- Small business loans
EDUCATION
- Bachelor’s, University of South Florida
- Master’s, University of South Florida
Allison Martin is a contributor to Bankrate covering personal finance, including taxes, mortgages, auto loans and small business loans. Martin’s work began over 10 years ago as a digital content strategist, and she’s since been published in several leading outlets, including The Wall Street Journal, MSN Money, MoneyTalksNews, Investopedia, Experian and Credit.com. Martin, a Certified Financial Education Instructor (CFE), also shares her passion for financial literacy and entrepreneurship with others through interactive workshops and programs.
Allison's latest articles
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How many times can you refinance a car?
How often can you refinance your car? As often as lenders will let you.
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Paying off student loans: 4 Ways to start
Borrowers nearing graduation should be proactive about their student loan repayment.
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Apple Pay Later: 3 alternatives for 2025
Here are viable alternatives to Apple Pay Later that could work for you.
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What is a small personal loan?
Most banks don’t offer small loans, so be careful when you find a lender that does.
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EIN: What it is, who needs it and how to get it
If you’re running a business, you’ll probably want to apply for an EIN, or employer identification number.
3 min read Mar 27, 2025 -
Should you put a down payment on a car? Yes, and here’s why
A big car down payment can reduce the interest you pay over time.
5 min read Mar 25, 2025 -
VA loans vs. conventional loans: What’s the difference?
If you qualify for both a VA and conventional loan, consider the pros and cons of each.
5 min read Mar 24, 2025