What is home equity?
It’s the portion of your home you own outright. Its uses are almost endless.
9 min read
Aug 06, 2025
Allison Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Taxes
- Mortgages
- Auto loans
- Small business loans
EDUCATION
- Bachelor’s, University of South Florida
- Master’s, University of South Florida
Allison Martin is a contributor to Bankrate covering personal finance, including taxes, mortgages, auto loans and small business loans. Martin’s work began over 10 years ago as a digital content strategist, and she’s since been published in several leading outlets, including The Wall Street Journal, MSN Money, MoneyTalksNews, Investopedia, Experian and Credit.com. Martin, a Certified Financial Education Instructor (CFE), also shares her passion for financial literacy and entrepreneurship with others through interactive workshops and programs.
Allison's latest articles
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Truist Ready Now
Truist Ready Now line of credit is a great option for borrowers who are looking to receive fee-free overdraft protection.
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Dave Cash Advance App
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When Does Homeowners Insurance Cover Roof Replacement?
Not sure how roof insurance works? Bankrate breaks down this type of coverage.
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How much is an FHA loan down payment?
These loans are made for folks who are struggling to afford a home of their own.
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What documents are required for a business loan?
Gathering documents in advance can save you time when applying for a business loan.
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Can I Get Emergency Loans Without a Job?
Employment isn’t the only income source considered by lenders.
5 min read Jul 28, 2025