How is credit card interest calculated?
Understand the factors that influence interest rates and save money.
9 min read
Jul 18, 2025
Christopher Murray
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Credit cards
- Investing
- Budgeting
EDUCATION
- Bachelors in English Literature; Gender Studies from Smith College
Christopher Murray is a contributor to Bankrate covering personal finance, credit cards and investing. Murray began as a single staff writer for a budding finance blog, and was formerly a senior editor at Money Under 30. He is passionate about the intersection of finance and LGBTQ+ issues.
Christopher's latest articles
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Credit card rules you can break in an emergency
Review these tips to manage your credit card in times of need.
7 min read May 07, 2025 -
The cost of being an NFL fan
The cost of being an NFL fan can be in the thousands if you support popular teams.
6 min read Sep 27, 2024 -
Shop Small: Where to shop locally in Charlottesville, VA
This Small Business Saturday, support Charlottesville’s downtown and art districts.
4 min read Nov 03, 2023 -
Payment method statistics
Learn about the current payment trends of the retail market.
4 min read Feb 28, 2023