

Emmanuel Nyame
- Social Impact Entrepreneurship
- Economic & Public Policy
- Social & Consumer Finance
- Startups & Small Business
- Financial Planning & Budgeting
- Certificate in Journalism, New York University
- Certified Project Manager, PMP, Project Management Institute
- BA Economics with Mathematics, University of Ghana
Emmanuel Nyame is a member of Bankrate’s Financial Expert Review Board and CEO of Twelvenets, leading campaigns that drive community and economic growth.
With a background in economics and 16 years of experience, He spent his formative years serving business accelerators and venture capital firms, helping prepare startups for funding opportunities, including through SXSW’s Pitch program, whose finalists have raised over $23.2 billion since 2009. He also serves as a Global Communications and Engagement Specialist at the United Nations Foundation. He has led campaigns and corporate match-donation efforts, raising over $7 million for social impact initiatives.
He is a FERD’s List Europe honoree and two-time nominee for the Global Business Hall of Fame. His success in launching and effectively running a student loan campaign in high school through the Junior Achievement Company Program influenced his career path.
As a Bankrate expert reviewer, Emmanuel provides insights on social and consumer finance, economic policy, and financial planning, helping readers navigate key financial decisions with clarity and impact.
Finance is more than numbers—it’s a tool for empowerment. The right financial decisions can turn ideas into impact and vision into lasting change.
— Emmanuel Nyame
Emmanuel's latest articles
-
-
How many times can you refinance a car?
How often can you refinance your car? As often as lenders will let you.
4 min read Apr 07, 2025 -
What is a multicurrency account?
Here’s how multicurrency accounts work and who may want to consider one.
6 min read Apr 04, 2025 -
Paying off student loans: 4 Ways to start
Borrowers nearing graduation should be proactive about their student loan repayment.
4 min read Mar 31, 2025 -
Which student loan should you pay off first?
Learn how to prioritize and pay off student loans with expert tips and strategies. Find out which strategies works best for you.
4 min read Mar 31, 2025 -
How to choose the best credit union: 6 things to consider
Here’s how to find the credit union that will best fit with your financial needs.
5 min read Mar 28, 2025 -
How do I find my EIN online?
Here’s how to find, change or register for an EIN.
7 min read Mar 28, 2025 -
How to get a debit card
Stop wasting time writing checks. Learn the faster, safer way to pay.
5 min read Mar 28, 2025