What is redlining? The history of racism in U.S. real estate
Redlining was an official policy that discouraged investment and home loans in Black neighborhoods. It is now illegal.
6 min read
Apr 05, 2024
Erik J. Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Mortgages
- Housing market
- Home improvement
- Credit cards
EDUCATION
- Bachelor of Arts, Loyola University Chicago
- Dale Carnegie Training
Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.
In addition to Bankrate, Martin has contributed to AARP The Magazine, Tte Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.
Erik J.'s latest articles
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Getting a mortgage after bankruptcy: What you need to know
It’s not easy, but if you are prepared for extra hurdles, it can happen.
7 min read Apr 04, 2024 -
How to sell a house by owner in Virginia
Wondering how to sell “by owner” in Virginia? It’s possible — but it’s a lot of work.
6 min read Mar 18, 2024 -
How to sell a house by owner in Illinois
You can sell without a real estate agent in Illinois, but it’s a lot of work.
5 min read Mar 14, 2024 -
What is a title search on property?
A clear title is important for any real estate transaction.
7 min read Mar 06, 2024 -
Cost of selling a house in Georgia
Costs and fees home sellers need to be aware of in the Peach State.
6 min read Feb 21, 2024 -
Sell my house fast in Ohio
Ohio home prices are on the rise, but how long does a sale take?
7 min read Feb 07, 2024 -
Cost to buy a house in Arizona
Housing costs vary significantly depending on where in Arizona you’re looking.
6 min read Feb 06, 2024