Best credit card bonuses for September 2025
Whether you’re looking for miles to help pay for travel or cash back to fund a new purchase, the best credit card sign-up bonuses can help you make it happen.
16 min read
Sep 12, 2025
Garrett Yarbrough
Writer, Credit Cards
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5Years with Bankrate
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100+Publications written
EXPERTISE
- Credit card
- Rewards credit cards
- Credit card comparisons
- Balance transfer credit cards
- Building credit
EDUCATION
- Bachelor of Arts in English, Certification in Business and Technical Communication, Creative Writing minor | East Carolina University
- Bachelor of Arts in History | East Carolina University
Garrett Yarbrough writes credit card reviews, comparisons and guides for Bankrate and CreditCards.com. He has comprehensively researched the current market for more than five years, and specializes in evaluating the potential and personal value of credit cards for real people by providing the most insightful steps toward finding the best credit card — and personal financial growth at the end of the day.
He’s used his firsthand expertise and years of analysis to also write and research for major Bankrate features, including Bankrate’s Best Credit Cards hub, the latest credit card points and miles valuations, the 2022 through 2025 Bankrate Awards, the Spender Type tool, the Credit Utilization Calculator and the CardMatch™ and Approval Odds tools.
Prior to joining Bankrate, Garrett worked as a copywriter at an ad agency, and then as a freelance writer. He joined NextAdvisor.com in 2020, where his credit card, credit monitoring and identity theft analysis were regularly featured.
When he’s not reviewing credit cards or detailing the latest developments in Bankrate’s best cards, you can find Garrett traveling, reading and stopping at every niche museum he sees along the highway.
Garrett beyond Bankrate
Beyond Bankrate
Garrett wants you to know
As someone who began their personal finance journey not too long ago, I’ve seen firsthand the many credit-related misconceptions that family, friends and other credit builders hold. I noticed these stumbling blocks led several loved ones to avoid credit cards and base important life decisions on popular financial misinformation.
Using my background in analytical research and user-focused writing, I strive to make navigating credit cards and credit building smooth sailing for others who are new to credit.
Garrett’s recommended readings
How to choose the right credit card
Rethinking credit: Tips for first-generation credit users
How to maximize your credit card rewards
Under-the-radar credit card perks you should know
Merchant category codes: How to earn more cash back
How much are points and miles worth in 2023?
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Garrett's latest articles
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8 best credit cards for groceries for September 2025
Grocery rewards cards earn cash back or points on your essential everyday purchases at the supermarket. We’ll help you sort through all the options to see which one is right for you.
12 min read Sep 12, 2025 -
Capital Spark Cash Select
The new and improved cash bonus provides more upfront value if you don’t need 0 percent APR, but this business rewards card still doesn't pack quite the same punch as others.
11 min read Sep 12, 2025 -
Wells Fargo Platinum card Review
The Wells Fargo Platinum card is a no-frills option for consolidating and paying down your existing debt.
7 min read Sep 12, 2025 -
Wells Fargo Reflect® Card review
The Wells Fargo Reflect offers perhaps the longest intro APR period on purchases and qualifying balance transfers, but always pay on time to keep this stellar intro APR.
10 min read Sep 12, 2025 -
Best Chase Credit Cards for September 2025
These are Bankrate's top picks for Chase credit cards you should consider adding to your wallet in 2025. Read our expert advice and compare the latest offers from Chase.
14 min read Sep 10, 2025 -
Citi Custom Cash® Card Review
The Citi Custom Cash card’s fresh take on 5 percent cash back rewards your biggest expenses each billing cycle and richly complements your other Citi cards.
12 min read Sep 10, 2025 -
Delta Reserve® for Business Credit Card from American Express Review
The Reserve Business card offers Delta’s premier travel experience, but it may only be worth it for select business travelers.
3 min read Sep 10, 2025
