Bankrate's 2025 Credit Card Award Winners
Compare credit cards side-by-side. See your card matches. Answer a few quick questions and we'll show you your top credit card options.
3 min read
Jan 01, 2024
Garrett Yarbrough
Writer, Credit Cards
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5Years with Bankrate
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100+Publications written
EXPERTISE
- Credit card
- Rewards credit cards
- Credit card comparisons
- Balance transfer credit cards
- Building credit
EDUCATION
- Bachelor of Arts in English, Certification in Business and Technical Communication, Creative Writing minor | East Carolina University
- Bachelor of Arts in History | East Carolina University
Garrett Yarbrough writes credit card reviews, comparisons and guides for Bankrate and CreditCards.com. He has comprehensively researched the current market for more than five years, and specializes in evaluating the potential and personal value of credit cards for real people by providing the most insightful steps toward finding the best credit card — and personal financial growth at the end of the day.
He’s used his firsthand expertise and years of analysis to also write and research for major Bankrate features, including Bankrate’s Best Credit Cards hub, the latest credit card points and miles valuations, the 2022 through 2025 Bankrate Awards, the Spender Type tool, the Credit Utilization Calculator and the CardMatch™ and Approval Odds tools.
Prior to joining Bankrate, Garrett worked as a copywriter at an ad agency, and then as a freelance writer. He joined NextAdvisor.com in 2020, where his credit card, credit monitoring and identity theft analysis were regularly featured.
When he’s not reviewing credit cards or detailing the latest developments in Bankrate’s best cards, you can find Garrett traveling, reading and stopping at every niche museum he sees along the highway.
Garrett beyond Bankrate
Beyond Bankrate
Garrett wants you to know
As someone who began their personal finance journey not too long ago, I’ve seen firsthand the many credit-related misconceptions that family, friends and other credit builders hold. I noticed these stumbling blocks led several loved ones to avoid credit cards and base important life decisions on popular financial misinformation.
Using my background in analytical research and user-focused writing, I strive to make navigating credit cards and credit building smooth sailing for others who are new to credit.
Garrett’s recommended readings
How to choose the right credit card
Rethinking credit: Tips for first-generation credit users
How to maximize your credit card rewards
Under-the-radar credit card perks you should know
Merchant category codes: How to earn more cash back
How much are points and miles worth in 2023?
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Garrett's latest articles
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Petal 1 vs. Petal 2 Visa Credit Card
Find out how the Petal 1 and Petal 2 Visa Credit Card compare.
6 min read Jan 17, 2025 -
Credit cards
See 2024 Bankrate Award winners and learn which make sense for your goals and spending habits. Find cards for everyday use, travel, dining and more.
6 min read Jan 01, 2024 -
Chase Sapphire Preferred® Card test
A powerful combination of bonus rewards, annual credits and bonus points, transfer
18 min read May 25, 2023 -
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Why the Capital One Savor desperately needs an upgrade
The Capital One Savor needs a refresh to remain a foodie favorite. Here’s how it could level up.
6 min read Mar 11, 2024 -
Best credit cards for business expenses
We break down the best cards for business rewards and perks.
18 min read Sep 27, 2023 -
Approval Odds: Your key to a successful credit card application
Approval Odds helps you know which cards you’re most likely to be approved for.
3 min read Jul 27, 2023
