Survey: Top economists see unemployment rate holding above pre-pandemic levels into 2021
While economists were more optimistic, they weren’t without doubts about the risks to the outlook.
7 min read
Oct 01, 2020
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing, financial markets, wealth management, cryptocurrency and retirement issues such as IRAs, 401(k) plans and Social Security — helping individuals make smart financial decisions that can positively and significantly improve their lives. He’s been at Bankrate since 2019, and has been investing in the markets for more than two decades, starting to invest during the “dotcom” boom and bust.
In particular, James is focused on how to invest well, helping individuals build wealth. His articles focus on the real steps to build wealth as well as the financial moves to avoid, those peddled by people just looking to sell you something. Importantly, he also focuses on behavioral finance — an individual’s attitudes and experiences to money and investing — as a key place that people sabotage their own financial future, such as by approaching investing with fear and greed.
His work has been cited across major media, including CNBC, the Washington Post, The New York Times, CNN International and the Associated Press, and he has appeared on TV and radio in countless media outlets. James is also the author of The Zen of Thrift Conversions and Options Trading 101. He previously worked as an editor and analyst at the Motley Fool.
When he’s not thinking and writing about investing, James enjoys reading, French cinema and playing Jeopardy, having appeared on the TV game show.
James beyond Bankrate
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
-
-
Survey: Nearly half of Americans say their top financial priority is getting caught up or staying current on bills
About 46 percent of Americans name paying bills as their top priority.
4 min read Sep 23, 2020 -
Preview of the Fed meeting: 4 big questions in the economic battle vs. coronavirus
Today the economy sits at a critical juncture, having rebounding quickly from some of the worst of the crisis.
7 min read Jul 24, 2020 -
Survey: Stocks are back as Americans’ favorite way to invest
Real estate finished as a close second.
4 min read Jul 23, 2020 -
We’re in a recession — will the stock market ever act like it?
With the market awash with cash, stocks are rising regardless of the fundamentals.
5 min read Jun 25, 2020 -
Survey: Americans’ biggest coronavirus financial regret is not having enough emergency savings
And here’s how Americans can stay protected in the future.
4 min read Jun 18, 2020 -
Negative interest rates and savings accounts: What that could mean for your money
Here’s how to optimize your saving strategy in a tough economy.
3 min read Jun 08, 2020 -
Survey: More than 1 in 4 Americans to tap retirement accounts during coronavirus pandemic
The coronavirus is hitting not only Americans’ health but also their ability to save for retirement.
4 min read May 27, 2020
