
Best Low Interest Personal Loans in September 2025
Explore Bankrate's expert picks for the best low interest personal loans available and discover how to compare lenders by their annual percentage rates (APR).
Jane Nam is a writer on the Bankrate Loans team. She is passionate about breaking down complex numbers in a way that is simple and accessible. Her background includes survey development, data storytelling and deep-dive research.
Her work has been cited by many outlets including The New York Times, Forbes, Vox and the Harvard Business Review.
Jane lives in New York City. In her spare time, she enjoys running, cooking and hosting. She is in search of the city's best cinnamon roll.
Loan rates, loan forgiveness, debt consolidation, monthly payments — these terms can feel overwhelming and confusing. But a quick search on Bankrate can make a world of a difference.
Jane believes data is empowering and has the potential to work for you rather than against. She is always on the lookout for the latest data drops to keep numbers most up-to-date for readers.
Let's look at the data!
— Jane Nam
Explore Bankrate's expert picks for the best low interest personal loans available and discover how to compare lenders by their annual percentage rates (APR).
If your discretionary income is low, you could pay $0 on your federal student loans.
Axos Bank’s unsecured personal loans offer $5,000 to $50,000 for borrowers with good credit. It offers fast funding but charges an origination fee.
Weigh the pros and cons to decide if debt consolidation is right for your situation.
AI is the engine behind the modern financing experience at dealerships.
A biweekly payment schedule translates to 13 full payments each year.
Your best bet is to start with federal student loans, but private loans may be needed to fill in the gaps.
Learn about types of interest and how to calculate how much interest you’ll pay.