
The best debt consolidation loans for bad credit in 2025
If you plan to get a debt consolidation loan with poor credit, take these steps.
Jane Nam is a writer on the Bankrate Loans team. She is passionate about breaking down complex numbers in a way that is simple and accessible. Her background includes survey development, data storytelling and deep-dive research.
Her work has been cited by many outlets including The New York Times, Forbes, Vox and the Harvard Business Review.
Jane lives in New York City. In her spare time, she enjoys running, cooking and hosting. She is in search of the city's best cinnamon roll.
Loan rates, loan forgiveness, debt consolidation, monthly payments — these terms can feel overwhelming and confusing. But a quick search on Bankrate can make a world of a difference.
Jane believes data is empowering and has the potential to work for you rather than against. She is always on the lookout for the latest data drops to keep numbers most up-to-date for readers.
Let's look at the data!
— Jane Nam
If you plan to get a debt consolidation loan with poor credit, take these steps.
Learn more about private student loans and how to apply for these financing options.
If you’re taking out a private student loan, take time to find the best one for you.
Federal student loans are usually best, but you may still need private loans.
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When debt is paid off, the benefits go well beyond the bank.
With payment plans being changed, paused and blocked, the situation becomes complex.
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