
How are mortgage rates determined?
Understanding mortgage rate movements could save you money.
About the author
Jeff Ostrowski has closely covered two nationwide housing booms and one devastating bust. Before joining Bankrate in 2020, he spent more than 20 years writing about real estate, business, the economy and politics. He previously worked as a reporter at the Palm Beach Post and the South Florida Business Journal.
Since 2019, Jeff has served on the board of the nonprofit National Association of Real Estate Editors. He twice has won gold awards in the group’s journalism contest. His Bankrate coverage of housing affordability was also honored with a Best in Business award from the Society for Advancing Business Editing and Writing.
When he’s not working, Jeff enjoys surfing, biking and traveling, usually with a surfboard or bike.
Jeff is the author of How to Buy a Home in a Miserable Market, available in paperback and e-book on Amazon.
Understanding mortgage rate movements could save you money.
Compare personalized mortgage and refinance rates today from our national marketplace of lenders to find the best current rate for your financial situation.
Ready to refinance your mortgage? Compare today's refinance rates from trusted lenders and see how much you can save.
Find and compare 30-year mortgage rates and choose your preferred lender. Check rates today to learn more about the latest 30-year mortgage rates.
Looking for home mortgage rates in Georgia? View loan interest rates from local banks, GA credit unions and brokers, from Bankrate.com.
Information about mortgages in Alaska. Learn about mortgages, refinancing, and first-time homebuyer programs.
Looking for home mortgage rates in Washington? View loan interest rates from local banks, WA credit unions and brokers, from Bankrate.com.