
Best high-risk homeowners insurance companies
Are you buying or living in a high-risk home? Here’s how it may affect your insurance.
Jessa Claeys is an insurance editor for Bankrate and holds a personal lines insurance license in the state of Colorado. She currently covers auto, home and life insurance with the goal of helping others secure a healthy financial future. Jessa has over a decade of experience writing, editing and leading teams of content creators. Her work has been published by several insurance, personal finance and investment-focused publications, including BiggerPockets, 401(k) Specialist, BP Wealth and more.
Jessa earned her master’s degree in journalism and mass communication from the University of Denver. When she’s away from her desk, you can find her climbing mountains, paddling lakes or watching live music.
Jessa wants you to know
Insurance can be complicated. Fortunately, consumers have access to more (free!) tools and information than ever before, so making an educated decision is within our reach. It’s well worth taking a few minutes now to learn how to protect your financial wellness for years to come.
The best approach to insurance is a proactive one. Don't wait until disaster strikes to figure out what coverage you do or don't have in place.
— Jessa Claeys
Are you buying or living in a high-risk home? Here’s how it may affect your insurance.
Bankrate explains the difference between homeowners, co-op and condo insurance.
Do you know how much renters insurance you need? Learn how to calculate coverage.
What should you do if you’re having a home inspection? Bankrate explains.
Did your homeowners insurance company issue a moratorium? Here’s what it means.
When does homeowners insurance cover termite damage? Bankrate has answers.
HO-5 insurance provides some of the broadest protection for your home.
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.