
I’m a credit card expert, and here are 30 things I always tell people
Here are 30 pieces of advice from one Bankrate credit cards writer and expert.
John Puterbaugh is a senior director for editorial for Bankrate, where he leads coverage of consumer lending, credit cards, student loans, and other related topics. John has nearly two decades of experience leading editorial teams in newspapers and other service journalism businesses. He has a particular passion for all things money and financial empowerment, and nothing motivates him more than helping people make their own best money moves.
Before Bankrate, John worked for CNET, NextAdvisor, and the Chicago Tribune, among others. John’s mission as a personal finance journalist is to help readers the same way he’d help his mom or close friends with a money question or challenge.
John lives in Charlotte, North Carolina with his wife and two children. When he's not working, John can be found at his kids' sporting events, running and cycling, playing soccer, or cooking something super complicated at home.
Here are 30 pieces of advice from one Bankrate credit cards writer and expert.
Credit card debt is the worst, and it can be especially burdensome for older people. Sadly, it’s a common burden. Fifty-two percent of U.S. adults aged 50 to 64 carry a credit card balance month to month, [...]
Using a credit card is simple in theory: You borrow money, then you pay it back. If you don’t pay all the charges in full when your bill is due, interest starts to accrue. If you miss a payment, you’re [...]
Benét Wilson lost her previous job unexpectedly last May. Wilson, my colleague and a lead credit cards writer for Bankrate, said she wasn’t too worried about her financial situation at first. She had [...]
When you have a credit card you’ve been using for years, it’s all too easy to hold on to it. Plus, credit card issuer loyalty does have its advantages. But it also might mean you’re missing out on [...]
Here’s how to know when you’re ready for a student credit card.
Changes to Chase’s Sapphire cards have Bankrate experts rethinking their strategies.
Here are five credit card marketing tricks to be aware of.