
Best Checking Accounts Of September 2025
View Bankrate's list of the best checking accounts. Compare banks with high interest checking accounts and securely sign up online.
Karen Bennett is a senior consumer banking reporter at Bankrate. Her expertise lies in finding the best savings accounts, checking accounts and CDs, as well as all things personal finance. She’s been a reporter at Bankrate since 2021, and she holds a master’s degree in Journalism and a bachelor’s degree in English.
Karen’s writing experience spans topics including bank accounts, saving money, budgeting, and credit cards, as well as lifestyle and health. She also spent time as a writer of product reviews and a reporter for local newspapers in Chicago, Milwaukee and Washington, D.C. In addition, she worked for over a decade as a writer and product manager for CoolSavings, a website devoted to saving money on groceries, travel and other products.
Karen stays on top of the latest in banking and personal finance. Topics she writes about for Bankrate include how to choose the best high-yield savings account, the latest statistics on checking account fees and ways to protect yourself from bank fraud.
On the personal finance front, Karen has covered topics such as progress for women in banking and the pitfalls of spaving deals (spaving is the act of spending more money to qualify for money-saving promotions).
When she’s not working, Karen enjoys working on her novel, as well as reading, cooking, traveling and spending time with her family.
The pillars of smart money management include having an emergency fund in a high-yield savings account, paying down debt, following a budget and living within your means.
— Karen Bennett
View Bankrate's list of the best checking accounts. Compare banks with high interest checking accounts and securely sign up online.
Find the best 18-month CD rates for your savings goals.
Find the best 1-year CD rates if you have a short-term savings goal in mind.
High-yield checking accounts let you manage day-to-day finances while earning a high rate of return. Check out our picks for the best.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Compare the best high-yield savings rates as of September 11, 2025.
The best checking accounts are not only free, but may also offer you perks such as a high annual percentage yield (APY), out-of-network ATM reimbursement or free official bank checks. Here are the pros and cons of free checking accounts.
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