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Kellye Guinan

Editor, Personal Loans and Auto Loans
  • 8
    Years of personal finance experience
Ribbon Icon EXPERTISE
  • Auto loans
  • Personal loans
  • Bad credit loans
  • Debt management
Education Icon EDUCATION
  • Bachelor of Science in Anthropology, Middle Tennessee State University
  • Bachelor of Arts in German, Middle Tennessee State University

About the author

Kellye Guinan is a Bankrate editor. She joined the team in 2024 with seven years of experience already under her belt covering everything from auto loans to debt consolidation. Her journey started the same as most people, with little knowledge of the finance world outside budgeting basics.

Kellye helps others navigate auto and personal loans. At her core, she believes people deserve to make the most of their money and feel confident managing their finances, so she strives to write about personal finance in ways everyone can understand. Her goal is to break down the most complex aspects of personal finance into manageable tips paired with expert advice. 

In her free time, she loves studying languages and reading an absurd amount of books. You can often find her around Chattanooga drinking bubble tea and lounging by the river. And yes, she will talk your ear off about the importance of smart budgeting — even when she’s not working.

Kellye wants you to know

No one is born with an innate knowledge of finance, but everyone can learn it if they have access to the right tools. She wants to ensure the advice, articles and comparisons she works on are factual without being bogged down by jargon. When we approach difficult topics with empathy and understanding, we succeed.

Kellye's latest articles

  • Best Personal Loan Rates for September 2025

    Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.

    19 min read Sep 12, 2025
  • Best RV Loan Rates in September 2025

    RV loans allow you to finance the purchase of an RV with a small down payment. Bankrate reviewed and compared rates and terms from the best RV loan providers.

    11 min read Sep 12, 2025
  • Best Boat Loans for September 2025

    A boat loan gives you the money to purchase a boat. You can use either a loan specific for boats or a personal loan. Bankrate reviewed and compared the best boat loans.

    14 min read Sep 12, 2025
  • Best Bad Credit Auto Loan Rates in September 2025

    While a bad credit auto loan is technically no different from a normal loan, you can expect higher interest rates. Bankrate has reviewed and compared the best rates for bad credit auto loans.

    10 min read Sep 11, 2025
  • Best Debt Relief Companies of September 2025

    Bankrate’s list of best debt relief companies is curated with consumers in mind. We look for companies with transparent terms and conditions and that have a well-established and proven track record when it comes to helping people succeed in their path to becoming debt-free.

    18 min read Sep 09, 2025