
Can I buy a car before filing Chapter 7 or Chapter 13 bankruptcy?
Buying a car before bankruptcy is not always the best financial move.
Kellye Guinan is a Bankrate editor. She joined the team in 2024 with seven years of experience already under her belt covering everything from auto loans to debt consolidation. Her journey started the same as most people, with little knowledge of the finance world outside budgeting basics.
Kellye helps others navigate auto and personal loans. At her core, she believes people deserve to make the most of their money and feel confident managing their finances, so she strives to write about personal finance in ways everyone can understand. Her goal is to break down the most complex aspects of personal finance into manageable tips paired with expert advice.
In her free time, she loves studying languages and reading an absurd amount of books. You can often find her around Chattanooga drinking bubble tea and lounging by the river. And yes, she will talk your ear off about the importance of smart budgeting — even when she’s not working.
No one is born with an innate knowledge of finance, but everyone can learn it if they have access to the right tools. She wants to ensure the advice, articles and comparisons she works on are factual without being bogged down by jargon. When we approach difficult topics with empathy and understanding, we succeed.
Time your car loan refinance right to receive the maximum benefits.
Avoid these car financing mistakes that can take money out of your pocket.
Shopping around is the best way to get a car loan at a lowest possible rate.
It could be smart to pay off your loan entirely or make larger payments.
Calculate your interest payments and determine how much interest you’ll pay overall.
Pick the shortest term length you can comfortably afford.
Laurel Road is a digital banking platform from KeyBank. It offers financial services to anyone, but its services are tailored to meet the needs of healthcare and business professionals.
First Tech offers a range of unsecured and secured personal loan amounts to members and employees of big tech companies.