
Can I buy a car before filing Chapter 7 or Chapter 13 bankruptcy?
Buying a car before bankruptcy is not always the best financial move.
Kellye Guinan is a Bankrate editor. She joined the team in 2024 with seven years of experience already under her belt covering everything from auto loans to debt consolidation. Her journey started the same as most people, with little knowledge of the finance world outside budgeting basics.
Kellye helps others navigate auto and personal loans. At her core, she believes people deserve to make the most of their money and feel confident managing their finances, so she strives to write about personal finance in ways everyone can understand. Her goal is to break down the most complex aspects of personal finance into manageable tips paired with expert advice.
In her free time, she loves studying languages and reading an absurd amount of books. You can often find her around Chattanooga drinking bubble tea and lounging by the river. And yes, she will talk your ear off about the importance of smart budgeting — even when she’s not working.
No one is born with an innate knowledge of finance, but everyone can learn it if they have access to the right tools. She wants to ensure the advice, articles and comparisons she works on are factual without being bogged down by jargon. When we approach difficult topics with empathy and understanding, we succeed.
An auto loan hardship program can help you when your budget is tight.
LightStream is an online lender offering unsecured auto loans for new and used car purchases, auto loan refinancing and lease buyouts.
Shopping around is important if you’re seeking a car loan with bad credit.
An auto loan allows you to borrow money from a lender in order to purchase a car.
Optimal Debt Solutions is an accredited debt relief company. Bankrate's review includes the types of debt settled and what you need to watch out for.
Navy Federal is a credit union that offers new and used auto loans and refinancing solutions for members of the armed forces and qualifying relatives.
Cosigning and co-owning are two ways to add a borrower when taking out a car loan.
Credit Direct is a personal loan marketplace that lends both directly and through its trusted partner network to borrowers looking for loans.