
How to choose a mortgage lender: 5 tips
Getting a good loan starts with choosing the right lender.
About the author
Laurie is an editor on Bankrate’s Home Lending team. She previously worked as a copy editor in the higher education space, including at BestColleges and Affordable Colleges Online. Prior to that, she worked in marketing and public relations at Binghamton University while earning her master's degree. She regularly writes a blog, Better By The Beat, to educate and empower the chronic illness community.
As an editor, Laurie’s universal goal is to create content that helps people cultivate and lead their best lives. When she's not editing for Bankrate, she enjoys reading, writing stories, blogging and exploring the beautiful outdoors of New York State.
Laurie wants you to know
Recently, my husband and I left behind the apartment life and bought our first house. One of my biggest tips for first-time homebuyers is to shop around and compare offers from at least three mortgage lenders. By doing so, we were able to lock in a lower rate with a local credit union offering a special deal, despite the high-rate environment. It's also helpful to draft a list of questions for each lender so you can easily compare your options and nail down the best fit for you. The homebuying process can seem overwhelming at times, but it's all worth it in the end when you get the keys to your new home!
Anchor Home Mortgage is a mortgage broker good for borrowers in Florida and Georgia interested in non-QM options and quick closings. Learn more about Anchor Home Mortgage and compare this lender to others.
Rate is a mortgage lender good for those with strong credit who prefer an all-digital experience. Learn more about Rate and compare this lender to others.
See how much money you would save switching to a biweekly mortgage payment.
U.S. Bank is a mortgage lender good for those looking to work with a traditional bank with nationwide lending capabilities. Learn more about U.S. Bank and compare this lender to others.
Citizens Bank is a mortgage lender good for those who already do their banking with the institution. Learn more about Citizens Bank and compare this lender to others.
CityWorth Mortgage is a mortgage lender good for those interested in an online process or a no-closing-cost mortgage. Learn more about CityWorth Mortgage and compare this lender to others.
Looking for the lowest 10/1 ARM rates? Compare current 10 year ARM rates and find the best rate!
Learn more about FourLeaf Federal Credit Union's mortgages and compare this lender to others.