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Laurie Richards

Editor, Home Lending
  • 6
    years of experience
Ribbon Icon EXPERTISE
  • Homebuying
  • First-time homebuying
  • Mortgages
  • Mortgage refinancing
  • Mortgage relief
Education Icon EDUCATION
  • Bachelor of Arts, Binghamton University
  • Master of Arts, Binghamton University
  • Poynter ACES Intermediate Certificate in Editing, Poynter Institute for Media Studies

About the author
Laurie is an editor on Bankrate’s Home Lending team. She previously worked as a copy editor in the higher education space, including at BestColleges and Affordable Colleges Online. Prior to that, she worked in marketing and public relations at Binghamton University while earning her master's degree. She regularly writes a blog, Better By The Beat, to educate and empower the chronic illness community.

As an editor, Laurie’s universal goal is to create content that helps people cultivate and lead their best lives. When she's not editing for Bankrate, she enjoys reading, writing stories, blogging and exploring the beautiful outdoors of New York State.
Laurie wants you to know
Recently, my husband and I left behind the apartment life and bought our first house. One of my biggest tips for first-time homebuyers is to shop around and compare offers from at least three mortgage lenders. By doing so, we were able to lock in a lower rate with a local credit union offering a special deal, despite the high-rate environment. It's also helpful to draft a list of questions for each lender so you can easily compare your options and nail down the best fit for you. The homebuying process can seem overwhelming at times, but it's all worth it in the end when you get the keys to your new home!

Laurie's latest articles

  • Fairway Independent Mortgage Corporation Review 2025

    Fairway Independent Mortgage Corporation is a mortgage lender good for those looking to work with a major national lender or for a convenient app experience. Learn more about Fairway Independent Mortgage Corporation and compare this lender to others.

    5 min read Sep 06, 2025
  • SoFi Mortgage Review 2025

    SoFi has funded more than $7.5 billion in mortgages since it began offering them in 2014. Learn more about SoFi's mortgages and compare this lender to others.

    4 min read Sep 06, 2025
  • LoanDepot Mortgage Review 2025

    LoanDepot is a mortgage lender good for those who want a digital loan experience with the option to seek in-person assistance at more than 200 locations across the U.S. Learn more about LoanDepot and compare this lender to others.

    4 min read Sep 06, 2025
  • Homebridge Financial Services Mortgage Review 2025

    Homebridge Financial Services is a mortgage lender good for those exploring a wide variety of loan types or seeking rewards and rebates with closing. Learn more about Homebridge Financial Services and compare this lender to others.

    3 min read Sep 06, 2025
  • TD Bank Mortgage Review 2025

    With more than 1,100 locations, TD Bank is one of the biggest banks in the U.S. Learn more about TD Bank's mortgages and compare this lender to others.

    4 min read Sep 06, 2025
  • Zillow Home Loans Mortgage Review 2025

    Zillow Home Loans is a mortgage lender good for those who appreciate the convenience of online lending. Learn more about Zillow and compare this lender to others.

    4 min read Sep 06, 2025