
High-yield savings rates today: August 25, 2025 | Savers enjoy yields surpassing 4%, but likely not for long
As the Fed hints at lowering interest rates, here’s how to prepare when rates fall.
Marcos Cabello is a financial journalist with five years of experience translating complex money matters into clear, actionable insights for readers. His reporting has been featured on CNET, NextAdvisor, and the Academic Times, where he has covered the full spectrum of personal finance topics—from insurance and investing to emerging trends like cryptocurrency. Marcos has developed a strong track record for explaining Federal Reserve policy decisions and their real-world impact in ways that empower individuals to make informed choices.
Before joining Bankrate, Marcos attended law school, where he honed his analytical skills before returning to his first passion: storytelling. His work blends legal precision with an accessible writing style, helping readers navigate financial decisions with confidence.
When he’s not behind the keyboard, Marcos can often be found playing video games, practicing magic tricks, publishing videos on TikTok and Instagram or diving into creative writing projects.
Saving money in today’s economy isn’t easy — especially if you’re just starting out. But with a plan, a strong savings account and steady contributions, you can start building your nest egg little by little.
— Marcos Cabello, J.D.
As the Fed hints at lowering interest rates, here’s how to prepare when rates fall.
Read our experts' review on Banesco USA Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.
Considering banking with either Chase or Capital One? Here’s how the two compare.
As the Fed holds interest rates steady, savers still have time to lock in top rates.
Chase offers a wide selection of CDs with various term lengths, but savers can find much higher APYs elsewhere.
Read our experts' review on Texas Capital Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.
Read our experts' review on Peak Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.
Traveling can be an exciting and enriching experience, but it also comes with its share of challenges, especially when it comes to the financial aspect of your trip.