Matthew Goldberg is a former senior consumer banking reporter at Bankrate. He is an award-winning writer who uses his more than 14 years of financial services experience to help inform readers as they make important personal finance decisions.
Nearly his entire career, since 1998, has either been as a reporter, editor or working in the banking and insurance industry. Matthew’s banking career includes being a banker in New York City, a bank officer at one of the largest banks in the U.S.
Matthew is a banking expert who has been interviewed on television news and radio stations across the U.S.
He first gained his experience with deposit products and auto loans while representing a Federal Deposit Insurance Corp. (FDIC) online bank.
Matthew is also a member of the executive committee and the Board of Governors at the Society for Advancing Business Editing and Writing (SABEW), which is the world's largest and oldest organization of business and financial journalists.
Matthew chairs SABEW’s training committee. He has helped produce skill-building webinars for SABEW since 2019. He previously was the co-chair of SABEW's Finance Committee and chair of the organization's investment task force.
He has served on conference planning committees for SABEW’s conferences and has moderated a SABEW virtual conference session. He’s also been a Best in Business contest judge for the organization.
Matthew’s articles have been cited by both Elizabeth Warren and in written testimony before the U.S. House of Representatives. His writing has also been honored by both the Illinois Associated Press Editors Association and the Illinois Press Association (IPA) during his time as a sports writer/reporter at two daily newspapers. He was also a part of a team that earned the best sports section award in the IPA’s 2008 Excellence in News Contest.
Previously, he was a weekly panelist on the SportsWriter’s show on WGEM AM ESPN 1440 in Quincy, Illinois and an occasional co-host and call-in guest on WGEM SportsCenter.
His writing has also been featured online on MSN, Yahoo! Finance and in newspapers throughout the country. On Sept. 22, 2019, his article on inflation was the “TOP FINANCIAL STORY” in The Atlanta Journal-Constitution’s Sunday newspaper.
Matthew has also been a New York City Area Alumni Network leader for Illinois State University (ISU) since 2017. In addition to the bachelor’s degree he earned at ISU, he also earned his MBA at William Paterson University.
Matthew wants you to know
It’s easy to get into a routine. But days turn into weeks and months turn into years. And every day you don’t have your savings in a top high-yield savings account, you’re losing purchasing power. Over time, that really adds up.
Take time to make sure you understand where your money is being spent each day, week and month. This is how you'll find savings opportunities.
— Matthew Goldberg
Bank of America offers you a number of savings accounts to park your money. However, the yields offered by the big bank will do very little to help you grow your savings. You can find several alternatives from other banks that will get you a much bigger payout.
The high-yield online savings account (HYSA) offered by Marcus is competitive, though some other online banks offer higher interest rates.
Barclays is an online bank that offers competitive interest rates. Here's what you need to know about its high-yielding online savings account.
Capital One is a full-service online bank that offers savers high yields on its 360 Performance Savings account with no monthly fees.
Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.
Although it depends, be mindful of the CD’s terms and how it meets your money goals.
With FedNow, you can send and receive funds to your bank account instantly, 24/7.
Most online banks are secure and pay better yields than brick-and-mortar banks.
