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Pippin Wilbers

Editor II, Loans
  • 4
    Years of experience
CD Icon CREDENTIALS
  • NACCC Certified Credit Counselor™ (2025)
Ribbon Icon EXPERTISE
  • Personal loans
  • Auto loans
  • Student loans
  • Small business loans

About the author
Pippin Wilbers is a Bankrate editor and a Certified Credit Counselor™. He joined the loans team in 2021, contributing work on personal, auto and student loan articles. Pippin is passionate about helping borrowers stay up-to-date and feel empowered to make the best choices in a changing and challenging borrower environment.

Pippin stays on top of industry news sources, such as TransUnion and Experian. Working with Bankrate's skilled reporters he analyzes industry data and the latest political moves and asks: "What does this mean for borrowers?"
Pippin wants you to know
These days, Pippin is working closely with reporter Lauren Nowacki to keep a close eye on changes to the federal student loan program. "Student loans are the first debt burden most people take on, and you have to start repaying them when your wages are the lowest they'll likely ever be," he notes. "The current chaos around repayment plans and student loan forgiveness is so destabilizing for peoples' finances. I want readers to have the clearest and most accurate information so they can proactively plan for whatever the future holds."

Pippin lives in Denver. Before joining Bankrate, he brought vital news to his community as a small-town newspaper reporter. In his spare time, he enjoys foraging for mushrooms, reading and dabbling in amateur entomology.

The better you understand how loans work and how lenders think, the better equipped you are to save on your loan.

— Pippin Wilbers

Pippin's Picks

Ranyah Bullock, a senior at Delaware State University, speaks to students.
13 MIN READ

More than half of America’s HBCUs could lose access to federal financial aid

Due to high rates of student loan delinquency, nearly 60 percent of America’s HBCUs could lose access to federal aid.

Student loan experts Lesley J. Turner, John Falb, Ken Ruggiero, Tom Graf and Sara Parrish.
7 MIN READ

Will private student loans fill the void left by the One Big Beautiful Bill? Experts discuss

Bankrate interviewed five student loan industry experts to discuss the immediate and forthcoming fallout of the One Big Beautiful Bill.

An image of a blue arrow going to the upper right corner of the image. It is overlayed by five car tires and three American dollar bills. The image is on top of a white circle against a light blue background.
5 MIN READ

Average auto loan interest rates by credit score in 2025

You can still get a decent rate without perfect credit.

A file folder marked "Public service loan forgiveness"
5 MIN READ

Change is coming for Public Service Loan Forgiveness. Should you still pursue it?

Public Service Loan Forgiveness remains a hot-button issue for a Trump Administration determined to narrow eligibility rules.

A car and cash
5 MIN READ

Auto loan rate forecast for 2025: Lender competition means good news for good credit borrowers

Good credit borrowers should find relief from increased lender competition in 2025.

Author Lauren Nowacki and husband Mike embrace
11 MIN READ

My husband and I paid off our student loans together. Here’s how you can do it too

Paying off student debt as a team may save you thousands — but it comes with stresses.

Education Department secretary Linda McMahon looks at her watch during a press conference
7 MIN READ

Education Department announces May start dates for IDR processing and federal student loan collections

The Department of Education will resume federal student loan collections in May, garnishing income from borrowers with defaulted student loans. Also, it has reopened income-driven repayment (IDR) plan [...]

Donald Trump smiling and pointing.
5 MIN READ

The federal funding freeze memo spooked student loan borrowers. Here’s how to handle the next surprise

The federal funding freeze did not include federal student loans or grants.

Pippin's latest articles

  • Avant

    Avant offers fast funding and flexible payment options. Additionally, you don’t need stellar credit to qualify for a personal loan with this lender.

    5 min read Sep 04, 2025

  • U.S. Bank auto loans: 2024 review

    With a nationwide footprint and a large branch network, U.S Bank offers loan options for drivers buying new and used or those looking to refi their current loan

    7 min read Sep 04, 2025

  • Valley Bank auto loans: 2024 review

    The option to apply in-person or online is a major perk to Valley Bank, but its loans are only available in some states.

    5 min read Sep 04, 2025

  • Upstart auto loans: 2024 review

    More than your credit score gets considered when you apply to refinance your auto loan through Upstart.

    5 min read Sep 04, 2025

  • Tresl auto loans: 2024 review

    Rates, fees, terms and other important details aren't available until you prequalify - but it may be worth the time.

    6 min read Sep 04, 2025

  • Tenet auto loans: 2024 review

    Tenet offers auto loans and refinancing to drivers who are looking into or already have an EV.

    6 min read Sep 04, 2025

  • RefiJet auto loans: 2024 review

    While you can potentially qualify with several lenders at once, RefiJet's process is not entirely online.

    5 min read Sep 04, 2025