
What’s your state’s average car loan balance?
Delinquencies are returning to pre-pandemic levels — see where your state lands.
About the author
Rebecca Betterton, a Certified Financial Education Instructor℠, is a writer for Bankrate who has been reporting on auto loans since 2021. Through her writing, Rebecca aims to provide clarity and accessibility to the automotive loans industry as the cost of financing new and used vehicles continues to climb due to steep inflation.
She specializes in assisting readers in navigating the ins and outs of securely borrowing money to purchase a car, but recently widened her scope to cover personal loans and other debt topics. Prior to her time at Bankrate, she was a social media reporter and copywriter.
When Rebecca isn’t researching recent trends in personal finance, she is an avid runner and a lover of interior design.
Delinquencies are returning to pre-pandemic levels — see where your state lands.
There is no minimum credit score, but lenders have varying minimum requirements.
NaviRefi's student loan refinancing is available for current Navient customers.
PNC Bank’s low-APR, no-fee personal loans are best for those interested in consolidating debt or making a large purchase.
First-time car buyer programs often have more flexible requirements.
Here’s how to minimize the amount of time you stay with negative equity.
Knowing the OTD price will help you figure out how much your new car really costs.
You can check out multiple loan options at once by using an online loan network.