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Rhys Subitch

Editor, Personal Loans, Auto Loans, and Debt
  • 9
    Years of personal finance experience
Ribbon Icon EXPERTISE
  • Personal finance
  • Personal loans
  • Debt consolidation
  • Bad credit loans
  • Auto loans
Education Icon EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

About the author
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.

While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.
Rhys wants you to know
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.

Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.

— Rhys Subitch

Rhys's Picks

Couple on couch at home looking at laptop
5 MIN READ

What are the best ways to pay off a personal loan?

Making a plan to manage your loan will set you up for success.

A large pile of money bags
7 MIN READ

8 types of personal loans and their uses — plus 5 to avoid

Personal loans can be a good way to cover one-time expenses or consolidate debt.

couple shaking hands with business man
6 MIN READ

How to compare personal loans

To choose the best personal loan lender, you need to consider several important details.

A half-moon gauge, showing green on the left to red on the right.
2 MIN READ

What is the average credit score for personal loans?

Before you get a personal loan, the lender will want to know what your credit score is.

Woman paying a bill on her mobile phone with her bank card
8 MIN READ

5 best debt consolidation options

Digging your way out of deep debt is hard, but there are options.

Rhys's latest articles