Exclusive agency: What it means and how it works
With an exclusive agency deal, you don’t pay a commission if you bring in your own buyer.
3 min read
Sep 12, 2025
Taylor Freitas
Contributor, Personal Finance
Taylor Freitas is a Bankrate contributor with over a decade of professional journalism experience. Over her career, she has covered various topics, including personal finance, credit cards, travel rewards, home ownership, mortgages, and home improvement.
When she isn’t writing, Taylor can be found using points and miles to explore new countries (most recently, Cambodia and Vietnam), discovering new music, and cheering on her beloved USC Trojans.
Find Taylor Freitas beyond Bankrate
- LA Weekly
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Taylor's latest articles
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What is an appraisal waiver, and how do they work?
Mortgage lenders usually require an appraisal, but in some cases, they may let you skip it.
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Know the differences between these two tools before you put your home on the line.
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How do real estate agent fees and commissions work?
Real estate commissions: How much they are, how they work, who pays them.
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How to get the best mortgage rate
With interest rates rising, shopping around is more important than ever.
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Can you use home equity to buy another house?
Yes, you can. But the more relevant question is: Should you hock one house to buy another?
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Buying a home together before marriage: What to consider
Home purchases are always complicated, but it’s trickier to buy with someone you aren’t legally tied to.
4 min read Aug 22, 2025 -
What is mortgage recasting?
You pay a lump sum now to cut future monthly payments. But there are drawbacks.
6 min read Aug 21, 2025