What is negative equity?
It’s when your home’s value sinks below the amount you owe on your mortgage.
9 min read
Jun 23, 2025
Taylor Freitas
Contributor, Personal Finance
Taylor Freitas is a Bankrate contributor with over a decade of professional journalism experience. Over her career, she has covered various topics, including personal finance, credit cards, travel rewards, home ownership, mortgages, and home improvement.
When she isn’t writing, Taylor can be found using points and miles to explore new countries (most recently, Cambodia and Vietnam), discovering new music, and cheering on her beloved USC Trojans.
Find Taylor Freitas beyond Bankrate
- LA Weekly
- CNET
- ZDNet
Taylor's latest articles
-
-
Should I file an insurance claim for bumper damage?
Is it worth filing an insurance claim for bumper damage? Bankrate investigates.
6 min read Jun 20, 2025 -
Lender credits: What are they and how do they work?
It saves costs upfront, but it’s not free money.
5 min read Jun 16, 2025 -
Best Life Insurance for Seniors
Explore top life insurance options for seniors, their benefits and key considerations.
11 min read Oct 26, 2022 -
Real estate commissions in South Carolina: What to expect
A breakdown of real estate agent commissions in South Carolina.
4 min read Jun 02, 2025 -
What is an alienation clause?
It’s the reason your mortgage lender gets paid back first from your home sale’s proceeds.
3 min read May 23, 2025 -
Real estate commissions in Minnesota: What to expect
A breakdown of real estate agent commissions in Minnesota.
4 min read May 20, 2025 -
What to do when your mortgage application gets denied
First, you cry. Then you fix the issue. Here’s how.
6 min read May 19, 2025