Yuliya Goldshteyn is a banking editor at Bankrate with broad knowledge of consumer banking products, including high-yield savings accounts, checking accounts, certificates of deposit and bank bonuses. She joined Bankrate in 2024 after spending three years covering all aspects of consumer banking at NerdWallet. Yuliya is passionate about helping people feel confident in their banking decisions.
Yuliya honed her editorial skills in a wide range of industries before working in personal finance. She was an editor and researcher for a boutique marketing firm, an editor and creative director in the healthcare rewards industry and has edited numerous academic works, including dissertations in public health and public policy.
She has a bachelor’s degree in history from the University of California, Berkeley and a master’s degree in social sciences from the University of Chicago.
Yuliya is based in Portland, Oregon. When she’s not scouring the fine print of deposit agreements, she can be found hiking around the local stratovolcanoes, printing greeting cards on her antique letterpress and painting super simple watercolor landscapes.
Don’t be afraid to change bank accounts, especially if your savings account is paying you nothing. There’s really no reason to miss out on the free money of a high APY.
— Yuliya Goldshteyn
Here’s everything you need to know about savings accounts.
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It’s important to weigh your options after missing your CD’s maturity date.
Consider a savings account with an APY above the inflation rate.
Watch for these money headaches if your bank fails and no other bank takes over.
As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
All CDs have one thing in common: They’re among the safest places to park your cash.
Here are five ways automatic transfers can make growing your savings easy.
