Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics

How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks

Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst
Banking data studies

Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.

Over 1 in 4 workers are more worried about job security since 2025 began.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles

Being able to open a checking and savings account can help build financial security.

Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.

A joint bank account can make financial life easier for those sharing finances.

Here’s how to determine the amount to put in savings — and what to do with the rest.

As the Fed holds interest rates steady, savers still have time to lock in top rates.

Compare the best high-yield savings rates as of Aug 8, 2025.

If you’re looking to save with a credit union, here are the top rates available.

Save more by zapping unwanted expenses with a ‘cancel everything’ mindset.

It’s a low interest rate environment, but there are ways to earn more on your money.

The Consumer Financial Protection Bureau — a main line of defense against unfair banking practices — has been dramatically scaled back under the Trump administration. In May 2025, Congress overturned [...]

Check out Bankrate’s savings picks to help you start off on a long financial future.

Compare the best high-yield savings rates as of September 15, 2025.

Compare the best high-yield savings rates as of September 12, 2025.

Comparing savings rates can ensure you get the best return on your savings.

Compare the best high-yield savings rates as of September 11, 2025.

Compare the best high-yield savings rates as of September 10, 2025.

As the Fed is cutting interest rates, consider these certificates of deposit (CDs)

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

These CD specials help you earn more money on interest without taking on risk.

Find out what happens to CDs that are set to mature.

Add-on CDs can offer more flexibility than a traditional CD.

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

CDs often pay better interest than savings accounts and can amp up your nest egg.

Everything you need to know about opening an account.

Our top 5 picks scored highly for access, range of products and digital options.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Money market funds are available from several different brokers and fund managers.

$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more

These four types of bank accounts can help you meet your financial goals.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

The rule provides a framework for settling unauthorized debit-card transactions.

There’s more than one way to bank. Here are the reasons to consider banking locally.

Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.

Here’s what you need to know if you’re considering a switch to business checking.

Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.

Debit cards are inherently less secure than credit cards, especially at these spots.

That string of numbers at the bottom of your check is really important. Find out why.

Mobile apps make managing your money a snap and mobile alerts can help protect it.