Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

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Everything you need to know about opening an account.

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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

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Keep fees in check when you shift money from one bank account to another.

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6 key ways the Federal Reserve impacts your money

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Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.

Over 1 in 4 workers are more worried about job security since 2025 began.

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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

With all the talk around economic stimulus, here’s how it works and why it’s used.

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Fed officials care about more than just economic data.

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The most common impacts include layoffs, furloughs and a reduction in hours or pay.

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Would you really get paid to take out a loan?

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And here’s how Americans can stay protected in the future.

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A deep, prolonged downturn separates the inevitable recession from its uglier counterpart, the depression.

Federal Reserve Chairman Jerome Powell at post-FOMC meeting press conference

With the U.S. economy facing a sharp recession, rock-bottom rates are expected to continue.

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Here’s how to optimize your saving strategy in a tough economy.

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Check out Bankrate’s savings picks to help you start off on a long financial future.

Compare the best high-yield savings rates as of September 15, 2025.

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Compare the best high-yield savings rates as of September 12, 2025.

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Comparing savings rates can ensure you get the best return on your savings.

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Compare the best high-yield savings rates as of September 11, 2025.

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Compare the best high-yield savings rates as of September 10, 2025.

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Knowing how these accounts work, and how they differ, can help better your finances.

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Compare the best high-yield savings rates as of September 9, 2025.

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As the Fed is cutting interest rates, consider these certificates of deposit (CDs)

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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

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These CD specials help you earn more money on interest without taking on risk.

A woman ponders

Find out what happens to CDs that are set to mature.

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Add-on CDs can offer more flexibility than a traditional CD.

Man at laptop, deep in thought

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

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CDs often pay better interest than savings accounts and can amp up your nest egg.

Middle aged woman on laptop

Everything you need to know about opening an account.

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Our top 5 picks scored highly for access, range of products and digital options.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

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Money market funds are available from several different brokers and fund managers.

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$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more

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These four types of bank accounts can help you meet your financial goals.

A young female researches on her phone.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

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The best account to save your money will vary by your goal.

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These credit unions offer great rates and top-notch features — and many make it easy to join.

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Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.

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Here’s what you need to know if you’re considering a switch to business checking.

Woman standing in front of an ATM

Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.

Woman paying at the gas pump

Debit cards are inherently less secure than credit cards, especially at these spots.

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That string of numbers at the bottom of your check is really important. Find out why.

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Mobile apps make managing your money a snap and mobile alerts can help protect it.

Young woman using the ATM

Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.

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There’s a right way to handle old checks. The wrong way can cost you.