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Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Budgeting tips

A couple budgets together.
Bankrate offers 18 ideas for stretching your budget to save money.
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If your discretionary income is low, you could pay $0 on your federal student loans.
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Our guide tackles the basics of disposable income and how you can use it to budget.

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Latest articles

Compare the best high-yield savings rates as of September 15, 2025.
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A tough mix of rising prices and weak hiring is leaving the Fed with no easy way out.
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Wire transfer fees can be expensive, but here are ways to send money for less.
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In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
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Artifical intelligence (AI) is likely to reshape our lives in as big a way as the internet did in the 1990s and smartphones did in the 2000s (scary or exciting as that may be). That means changes to your [...]
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Compare the best high-yield savings rates as of September 12, 2025.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Comparing savings rates can ensure you get the best return on your savings.
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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
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An emergency fund is an essential part of a solid financial plan.
Rainy day and emergency funds differ but together provide a sound financial plan.
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It’s important to find the right accounts for your emergency savings.
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Here’s a helpful guide to how much you need in savings over the course of your life.
Calendar of 2023
Use this challenge to stash more cash toward your savings goals.
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Creating a timeline is a useful way to plan and meet all your financial goals.
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Financial goals are measuring sticks that apply to any area of your money management skills that you’re looking to improve.
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How to find the best high-yield savings account in times of high inflation
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These simple moves can help you build a cash cushion.
Home Finances
Here’s how to earn more interest with a high-yield savings account.
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Interest is the price you pay to borrow money or the cost you charge to lend money.
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High-yield savings rates fluctuate over time. Let’s explore what causes that.
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Split direct deposit is a simple way to painlessly boost your savings.
A student withdraws cash at an ATM.
There are ways to access your money and ultimately spend it. Here’s how.
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Verizon and Openbank announced a partnership on Tuesday that gives Verizon customers a way to save money on their bill if they have an Openbank High Yield Savings account. Verizon customers can save money [...]
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