Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
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How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/15/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/15/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.80%APY
VS
National Average
0.47%APY
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- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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The best account to save your money will vary by your goal.
These credit unions offer great rates and top-notch features — and many make it easy to join.
Lay away cash for an emergency or short-term goals with a money market mutual fund.
Compare the best high-yield savings rates as of September 12, 2025.
Comparing savings rates can ensure you get the best return on your savings.
Compare the best high-yield savings rates as of September 11, 2025.
Compare the best high-yield savings rates as of September 10, 2025.
Knowing how these accounts work, and how they differ, can help better your finances.
Compare the best high-yield savings rates as of September 9, 2025.
We look back at how banks handled rate cuts in 2024, and what to expect in 2025.
Compare the best high-yield savings rates as of September 8, 2025.
Although it depends, be mindful of the CD’s terms and how it meets your money goals.
Worried that your high-yield savings APY isn’t so high? Here’s how to stay on top.
Ready to open a savings account? Here’s what you’ll need to know.
Some knowledge and planning can help you avoid paying fees for out-of-network ATMs.
If you have $25,000 to invest in a CD right now, here’s how much you could earn.
With FedNow, you can send and receive funds to your bank account instantly, 24/7.
Opening a bank account you may need to close soon? Don’t pay a fee for that.
Most online banks are secure and pay better yields than brick-and-mortar banks.
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