Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Recommended reading

Money next to flashing sirens
Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.
Expect savings and money market account yields to slide lower, but they still should outpace inflation

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

Compare the best high-yield savings rates as of September 15, 2025.
Image of Jerome Powell speaking from the Federal Reserve podium.
A tough mix of rising prices and weak hiring is leaving the Fed with no easy way out.
Someone cutting a stack of cash with scissors
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
Illustration of coins with a headline that reads best high-yield savings accounts today
Compare the best high-yield savings rates as of September 12, 2025.
Illustration of bag with dollar sign on it and allow in background, headline reading today's best high-yield savings rates
Compare the best high-yield savings rates as of September 11, 2025.
Woman reaching in to the air for cash
Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
Image of a man supporting a woman who is using a forearm crutch.
Upcoming Medicaid cuts may make it harder for disabled people to save money.
illustration with piggy bank and arrow in background with headline saying today's top savings rates
Compare the best high-yield savings rates as of September 10, 2025.
Compare the best high-yield savings rates as of September 15, 2025.
Image of Jerome Powell speaking from the Federal Reserve podium.
A tough mix of rising prices and weak hiring is leaving the Fed with no easy way out.
People walk by a Western Union location in New York.
Wire transfer fees can be expensive, but here are ways to send money for less.
Someone cutting a stack of cash with scissors
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
Illustration of a robot hand holding a bank building
Artifical intelligence (AI) is likely to reshape our lives in as big a way as the internet did in the 1990s and smartphones did in the 2000s (scary or exciting as that may be). That means changes to your [...]
Illustration of coins with a headline that reads best high-yield savings accounts today
Compare the best high-yield savings rates as of September 12, 2025.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Federal Reserve Chair Jerome Powell standing behind President Donald Trump.
Trump wants lower interest rates now, but Fed Chair Jerome Powell says inflation remains too hot.
Federal Reserve Chair Jerome Powell speaking behind a podium.
Here’s what investing pros said about Fed Chair Jerome Powell’s performance while heading up the Federal Reserve.
Design element with Jerome Powell
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
Outside of the Federal Reserve building
The Federal Reserve just lowered interest rates for the first time in four years.
Fed Chair Powell Holds News Conference Following FOMC Rate Decision
This Fed communication tool is important, but be cautious when interpreting it.
Federal Reserve Chair Jerome Powell.
The Federal Reserve announced that it’s holding interest rates steady following its March 18-19 meeting.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
Man using credit card while online
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc