Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

Close up of someone hands holding and counting American dollar banknotes in her hand

Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/15/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

4.01^%_APY

National Average

0.61^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Online banks offer a number of benefits, and they’re just as safe as brick-and-mortar banks.

U.S. consumers see inflation as the biggest threat to improving personal finances.

Two young brothers bake cookies together.

It’s easy to get caught up in the holiday spirit and overspend. Here are ways to avoid that trap.

Cashier and customer wear face masks at a store during the pandemic

More than 3 in 5 Americans are worried about their incomes over the next six months.

The savings account has always been a time-tested standby. Here’s why it still matters.

Illustration of Capitol Hill rotunda and coronavirus stimulus checks

Most plan to spend their stimulus funds on necessities, not on shopping, dining or traveling.

Woman voting in a face mask at the polls

In this election, many young voters remain unsure about at least one key issue.

Here’s how to optimize your saving strategy in a tough economy.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

Image of a piggy bank stuffed with dollars and an arrow behind it pointing to the right and going up.

$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more

These four types of bank accounts can help you meet your financial goals.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Image of Jerome Powell speaking from the Federal Reserve podium.

A tough mix of rising prices and weak hiring is leaving the Fed with no easy way out.

People walk by a Western Union location in New York.

Wire transfer fees can be expensive, but here are ways to send money for less.

Someone cutting a stack of cash with scissors

In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.

Illustration of a robot hand holding a bank building

Artifical intelligence (AI) is likely to reshape our lives in as big a way as the internet did in the 1990s and smartphones did in the 2000s (scary or exciting as that may be). That means changes to your [...]

Illustration of coins with a headline that reads best high-yield savings accounts today

Compare the best high-yield savings rates as of September 12, 2025.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Illustration of bag with dollar sign on it and allow in background, headline reading today's best high-yield savings rates

Compare the best high-yield savings rates as of September 11, 2025.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles

Your financial journey starts here