Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
My immigrant parents urged me to only carry a few cards, use them sparingly and never pay interest, among other lessons — how many still hold up?
Stating your correct income when you apply for a new card is very important.
Insider info on how credit card issuers review and consider new card applications.
The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.
Points and miles can allowed you to travel across the globe.
Learn about bank of America purchase protection, how it works and how you can file a claim.
If you’re flying for the first time, these tips can help make your experience more smooth.
The Capital One Entertainment portal helps you to score access to exclusive experiences.