Which cards still offer a 21-month intro APR?
There are several 21-month balance transfer cards on the market.
7 min read
Sep 10, 2025
Credit Card Debt
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Bankrate's Latest Credit Card Debt Articles
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What debts can you transfer to a credit card?
You can transfer a variety of debt to cards, but not all cards accept all transfers.
5 min read Aug 25, 2025 -
Can a credit card company come after my house?
If you own your primary residence, you may be wondering if creditors could get their hands on it.
4 min read Aug 21, 2025 -
Should I use a personal loan to pay off credit card debt?
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
8 min read Aug 20, 2025 -
How to do a credit card balance transfer
Here’s how to do a balance transfer, which could help you pay off debt faster.
6 min read Aug 18, 2025 -
Here’s how to repair your credit — and maintain it, too
Employ the tactics outlined in this credit repair guide and get your score back on track.
6 min read Jun 09, 2025 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
6 min read May 14, 2025 -
Can you be liable for a spouse’s credit card debt?
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
5 min read May 13, 2025 -
What is debt management? Tactics to lower your debt
If you are overwhelmed with debt, a debt management program could provide relief.
7 min read May 06, 2025 -
What to do when you get sued for credit card debt
What to do when you’re sued for credit card debt, including how to settle credit card debt before going to court.
7 min read Apr 30, 2025 -
How to cancel credit cards for someone who is deceased
Take these steps to cancel a card for someone who is deceased.
8 min read Apr 29, 2025 -
Which debt should you pay off first? Five options to consider
There are benefits to tackling your smallest debt first and working your way up.
8 min read Apr 25, 2025 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
6 min read Apr 18, 2025 -
How to negotiate debt with credit card companies
Come prepared to your credit card debt negotiation.
11 min read Apr 14, 2025 -
Residual interest: What you need to know
If you’re carrying a balance on your credit card, residual interest can easily sneak up on you when trying to pay it off.
5 min read Mar 31, 2025 -
Why you should pay your credit card every two weeks
To help keep your credit utilization low, stick to a twice-monthly payment schedule.
5 min read Mar 31, 2025 -
What credit score do you need for a 0% intro APR card?
Find out what credit score you need for a 0 percent intro APR credit card.
7 min read Mar 24, 2025 -
What is penalty APR and how do you avoid it?
Learn about penalty APRS and how to avoid them.
7 min read Mar 18, 2025 -
What is the limit for a balance transfer card?
How much can you balance transfer? Get the facts to pay down your debt.
7 min read Mar 14, 2025 -
Can credit card companies garnish wages?
Wage garnishment is one of the final steps in the debt collection process.
5 min read Mar 12, 2025
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