Balance Transfer Advice
Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.
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The Latest Advice for Balance Transfers

What is a balance transfer — and is it a good idea for debt?

Learn more about why you may end up paying interest on a zero percent APR card.

Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.

You can transfer a variety of debt to cards, but not all cards accept all transfers.

Here’s how to do a balance transfer, which could help you pay off debt faster.

Is the Discover it Cash Back or Citi Diamond Preferred best for balance transfers?

Here’s what you need to do if your credit card APR increases.

Choosing between the cards depends on whether you prioritize debt payoff or rewards.