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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Hands on steering wheel
Car insurance provides financial security to drivers and is often required to drive.
home with triangular roof and trees in background
Find out what home insurance covers and how much it typically costs.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.
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Insurance News

Find news about auto, homeowners, renters, and life insurance.

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True Cost of Auto Insurance in 2025

How much of your income will you spend on car insurance this year? Bankrate investigates.

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True Cost of Home Insurance in 2025

How much do Americans spend on home insurance? Bankrate investigates.

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Insurance Reviews

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4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Adjuster
Curious how home insurance adjusters work? Bankrate helps you understand.
policeline do no cross at garden house
A home with history? Find out why certain properties may be especially hard to sell.
Child going through an old box of jewelry.
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
Clear sky after a storm with a house in the foreground. The roof has been severely damaged in the picture.
Find out why loss of use coverage is a valuable piece of your homeowners insurance.
Person getting keys
Do you need car insurance if you don’t own a car? Maybe. Bankrate explains.
Under the hood
What is the best roadside assistance plan for you? Bankrate compares the options.
A black financial expert sits in his office with two clients, discussing some financial matters.
A public insurance adjuster works for you to ensure your claim is handled fairly.
Mechanic man explaining to his customer the defect of his car in a repair shop
Car insurance is mandatory in most states, but why?
Person getting keys
Do you need car insurance if you don’t own a car? Maybe. Bankrate explains.
Under the hood
What is the best roadside assistance plan for you? Bankrate compares the options.
Mechanic man explaining to his customer the defect of his car in a repair shop
Car insurance is mandatory in most states, but why?
Person delivering food to a customer.
Starting a side hustle? You might want to get your insurance sorted out first.
fallen tree on top of silver hatchback car
What exactly is comprehensive coverage? Bankrate has your answers in this in-depth guide.
Two completely totaled cars including one with its rear window smashed in and the other missing the door on the passenger side.
Learn how new car replacement coverage can help if your car gets totaled.
Police Car Emergency Services
How much does a DUI cost in Pennsylvania? Bankrate’s insurance team investigates.
A client speaking with a consultant on an insurance policy. They are in an office with design elements (solid shapes) in the background.
Before taking a car loan, learn about force-placed insurance and how it affects you.
Tree house
A treehouse might be covered under Coverage B of your home insurance policy.
Firefighters
ISO ratings indicate your fire risk and may influence your insurance rate.
Middle-age man standing in front of his home looking at something in the distance
While he was taking out the garbage one night, Eli saw his neighbor loading up a moving truck. (Bankrate is not disclosing Eli’s last name for privacy reasons.) His neighbor’s lease was up, but the [...]
An image of a key that has a key chain of a stylized house made out of money.
And that’s on top of your mortgage payments.
Shot of a flatbed near a septic that has been dug up and is being serviced.
Home insurance should cover septic tank damage if it’s caused by a covered peril.
People reviewing documents
The declarations page is a summary of your home insurance policy.
Hurricane
The 2025 Atlantic hurricane season is here and shaping up to be especially active.
Two boys play superheroes out in the backyard.
Umbrella policies are not just for the ultra wealthy.
Insurance consultant consulting with client
Life insurance provides peace of mind. But how do payouts work? Bankrate explains.
Shield with a heart and life line on it, against a blue background
What is life insurance face value? Bankrate has the answer.
A black woman holding her child and enjoying a moment of rest.
In a level term policy, the premium and death benefit do not change.
Senior woman using laptop computer at home
What is a straight life insurance policy and is it right for your financial goals?
Learn what burial life insurance covers and some of the best insurers that offer it.
Old couple
Learn what adjustable life insurance is, how it works, and who it’s best suited for.
Child with down syndrome enjoying with his father at public park
Wondering about life insurance for your child with special needs? Bankrate can help.
Senior male owner working in cafe
What is reduced paid-up life insurance? Bankrate explains.
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