Is it expensive to insure a Chevy Equinox?

Not necessarily. A full coverage car insurance policy for a Chevy Equinox costs $203 per month, which is 9 percent less than the national average.

Is $200 a month a lot for car insurance?

Nationally, car insurance costs an average of $223 per month.

What is the No. 1 cheapest car insurance?

There's no single car insurance company that's the cheapest for every driver. Car insurance rates are highly individualized and dependent on an insurer's underwriting algorithm. The cheapest car insurance company for your neighbor may be different than the cheapest one for you.

Car Insurance for Chevrolet Equinox

How much does it cost to insure a Chevrolet Equinox?

The Chevrolet Equinox costs an average of $2,432 per year for a full coverage car insurance policy, which is 9 percent less than the national average. Minimum coverage for the Equinox costs an average of $808 per year, on par with the national average of $806.

Your car insurance rate depends on a variety of different factors like your driving record, annual mileage and the kind of vehicle you have. Further, average repair costs, safety features and crash ratings can all impact your car insurance premium.

$2,432 Avg annual full coverage
insurance premium

$808 Avg annual min coverage
insurance premium

Manufacturer’s suggested retail price (MSRP): $28,600

Trims available: LT, RS, ACTIV, Equinox EV

Repair costs

J.D. Power ranks Chevrolet as one of the most dependable vehicle brands on the market. It's an American manufacturer, which usually means replacement parts are more available and affordable. This typically translates to lower insurance costs.

Safety features

The base version of the Chevrolet Equinox comes with a robust package of safety features including forward collision alerts, rear cross-traffic braking and blind spot steering assistance. These tech-forward perks can help avoid an accident — but might also make insurance claims more expensive.

Crash ratings

The National Highway Traffic Safety Association did not rate the gasoline-powered Equinox, but the electric version was awarded 5 stars for crashworthiness. If a car is proven to be safer in an accident, it is likely also cheaper to insure.

Cheapest car insurance companies for a Chevrolet Equinox

To find cheap car insurance, most experts suggest casting a wide net. Not all car insurance companies are the same. They each use their own method to calculate your rate. As such, one company may offer you a better deal than another.

How much does it cost to insure a Chevrolet Equinox?

In the table below, Bankrate compiled average rates from some of the cheapest Chevrolet Equinox car insurance companies, based on our analysis of rates from Quadrant Information Services.

2023 Chevrolet Equinox car insurance premium by carrier


Auto-Owners	$1,789	- $643
Nationwide	$1,873	- $559
USAA	$1,926	- $506
Progressive	$1,938	- $494
Travelers	$1,993	- $439

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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Other car insurance coverage for a Chevrolet Equinox

Before you can legally drive, you'll need to purchase an auto insurance policy. Your policy must meet your state's minimum coverage requirements, but often, these limits aren't enough to fully cover the cost of an accident. Purchasing extra car insurance coverage can raise your premium but typically reduces out-of-pocket costs after an accident. Some insurance endorsements can also help broaden your financial protection, allowing you to file a claim in a variety of scenarios.

Roadside assistance: The ACTIV trim of the Equinox is off-road ready, but that doesn't guarantee it can handle everything. Roadside assistance can help if you run out of fuel, get stuck or pop a tire.
Comprehensive coverage: Also called other-than-collision coverage, comprehensive insurance can help with non-accident-related claims like theft, vandalism and weather damage.
Collision coverage: This can help pay for your vehicle's repairs, even if you cause the accident.
Higher liability limits: Liability coverage helps pay for the damage you cause in an accident. Sometimes, state minimum coverage limits aren't high enough to fully cover the cost of damages, though.

Learn more: How much car insurance do I need?

How to get a Chevrolet Equinox car insurance quote

You can get an insurance quote for your car online, over the phone or in person, depending on the insurer. If you're in the market for a new vehicle, comparing quotes before you sign on the dotted line can help you determine how different models would fit into your budget. Here’s a step-by-step guide to gathering and comparing quotes:

Gather personal details: You’ll likely be asked to provide your name, address, date of birth and driver’s license number, as well as the make, model and year of your car — and potentially the vehicle identification number (VIN). If you haven't purchased a car yet, you may be able to get sample quotes by providing an agent with the make and model.
Use online quote tools: To expedite the process of shopping around, you might consider using comparison websites or apps that allow you to get quotes from multiple insurers at once. Alternatively, go directly to insurance company websites and use their online quote tools to receive personalized quotes.
Provide driver details and mileage: You could be asked for specific details about your vehicle, including add-on features or modifications. You might also need to provide your average annual mileage and how the vehicle is primarily used (e.g., for business purposes or personal use). Additionally, you’ll need to provide accurate information about all drivers who will be covered by the policy, including their driving history, age and relationship to you.
Review quotes: Compare the quotes you receive, paying attention to coverage options, limits, deductibles and overall cost. Insurance experts also recommend reviewing customer service scores, financial strength ratings, digital tools and customer reviews to get a holistic view of how a carrier will meet your needs.
Select carrier and apply: Choose the insurance policy that best fits your needs and budget. Complete the application process by providing any additional required information and making your first premium payment.

Compare Chevrolet Equinox with other similar cars

Chevrolet Equinox Avg annual full coverage premium $2,432 Read More	Ford Escape Avg annual full coverage premium $2,420 Read More	Toyota RAV4 Avg annual full coverage premium $2,391 Read More
Price (MSRP)
$28,600	$29,515	$29,550
NHTSA Safety rating The NHTSA uses a 5-star rating program to evaluate how vehicles perform in crash tests based on frontal, side and rollover collisions.
Not rated	5 stars	5 stars
Gas mileage
27 mpg	30 mpg	30 mpg
IIHS/HLDI Collision insurance losses The IIHS and HLDI collect data on how insurance losses for specific models compare to the average for all passenger vehicles. These results are adjusted for deductible and specifically for collision claim losses.
Average	Average	Better than average

Frequently asked questions

Not necessarily. A full coverage car insurance policy for a Chevy Equinox costs $203 per month, which is 9 percent less than the national average.
Nationally, car insurance costs an average of $223 per month.
There's no single car insurance company that's the cheapest for every driver. Car insurance rates are highly individualized and dependent on an insurer's underwriting algorithm. The cheapest car insurance company for your neighbor may be different than the cheapest one for you.

Bankrate utilizes Quadrant Information Services to analyze September 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits with bundling and paperless billing discounts applied:

40 year old

Single male and female driver

2023 Toyota Camry

Primary vehicle

Good credit score

Clean driving record

Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.

If otherwise specified, the base profile has been modified with the following driver characteristics:

Other profiles

Rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage.
Rates were calculated by evaluating our base profile with the following differences in mileage: 2K, 5K, 12K (base), 15K and 20K.
Unless otherwise stated, rates are for 2023 vehicle models. For new vs used vehicles, we included the following year in our calculations: 2013.
Rates were calculated by evaluating our base profile with the ages 18-70 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations. For teen drivers, rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.
Rates were evaluated based on the following marital/family status: single (base), married, 40-year-old married man and woman. Marital status is not a rating factor in Hawaii and Massachusetts.