Is $200 a month a lot for car insurance?

Money is relative, so $200 might be a lot for car insurance for some drivers, and it may be seen as affordable for others. The answer depends on your personal budget and the type of coverage you have on your policy. Nationwide, full coverage car insurance costs $223 per month on average, while the Chevy Tahoe is $225 per month. However, if you have a liability-only policy or accidents or tickets in your driving history, your monthly costs will differ from the average.

Is a Chevy expensive to insure?

While the Chevy Tahoe is slightly more expensive to insure than the average vehicle, it does cost less than other vehicles in its class due to having more affordable parts and labor associated with Tahoe repairs.

How can I save money on Chevrolet Tahoe insurance?

There are several ways to save money on your Chevrolet Tahoe insurance. First, make sure that the information on your policy is accurate and that you're receiving all applicable car insurance discounts. If you're looking for further savings, speak with your agent about ways to cut back on some of the unnecessary coverage types on your policy. Lastly, experts recommend comparing rates from several carriers to make sure you're getting the best deal.

Car Insurance for Chevrolet Tahoe

How much does it cost to insure a Chevrolet Tahoe?

Chevy Tahoe insurance costs an average of $2,702 per year for full coverage, according to data sourced from Quadrant Information Services. This breaks down to monthly installments of $225.

Auto insurance for a Tahoe is 1 percent more than the national average cost of insurance, but the rate you pay will vary. Several factors impact the cost of your policy beyond the make and model of the vehicle, such as your location, coverage selections and driving history.

$2,702 Avg annual full coverage
insurance premium

$836 Avg annual min coverage
insurance premium

Manufacturer’s suggested retail price (MSRP): $59,000

Trims available: LS, LT, Z71, RST, Premier and High Country

Repair costs

According to RepairPal, the yearly maintenance cost of a Chevy Tahoe is $744, which is slightly above average. Higher labor and repair part costs can cause elevated insurance rates.

Safety features

The Tahoe comes equipped with advanced safety tech, which can reduce the chance of accidents. However, insurance savings can be offset by the high price tag associated with repairs on premium parts.

Crash ratings

While the Tahoe is considered a safe vehicle, it has mixed safety ratings. The Tahoe holds up better in crashes impacting just the front corner than it does in head-on collisions.

Cheapest car insurance companies for a Chevrolet Tahoe

Not all insurance companies evaluate drivers and vehicles the same way, which is why shopping around and comparing quotes can be one of the easiest ways to find cheap car insurance for your Chevrolet Tahoe. Since each insurer uses its own formula to calculate risk, the same driver could get very different rates from different providers. Finding the right match can lead to real savings, without sacrificing coverage.

How much does it cost to insure a Chevrolet Tahoe?

Below are five of the top insurance carriers that offer affordable Tahoe insurance rates, as well as a variety of coverage options and discount opportunities. Keep in mind that these rate estimates are a good starting point in your insurance shopping journey, but your final premium will vary.

2023 Chevrolet Tahoe car insurance premium by carrier


Auto-Owners	$1,677	- $1,025
Farm Bureau	$2,121	- $581
Nationwide	$1,591	- $1,111
Plymouth Rock	$1,552	- $1,150
Travelers	$2,110	- $592

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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Other car insurance coverage for a Chevrolet Tahoe

After buying a new car, it’s natural to look for ways to cut down on other expenses, but skimping on insurance could end up costing more in the long run. While most states only require liability coverage, that may not provide enough financial protection if you’re involved in a serious accident. Depending on your situation, it may be worth adding one or more of the following coverage types to better safeguard your finances:

Comprehensive coverage: Can help pay to repair or replace your vehicle when it’s damaged by something other than a collision, like fire, theft, vandalism and sudden weather-related damage.
Collision coverage: Can help pay to repair or replace your Tahoe if it is damaged in a collision, regardless of fault.
Gap insurance: If your insurer deems your car a total loss, this coverage can help pay the difference between your insurance payout (which factors in depreciation) and the remaining balance or your lease or loan.

How to get a Chevrolet Tahoe car insurance quote

You can get an insurance quote for your car online, over the phone or in person, depending on the insurer. If you're in the market for a new vehicle, comparing quotes before you sign on the dotted line can help you determine how different models would fit into your budget. Here’s a step-by-step guide to gathering and comparing quotes:

Gather personal details: You’ll likely be asked to provide your name, address, date of birth and driver’s license number, as well as the make, model and year of your car — and potentially the vehicle identification number (VIN). If you haven't purchased a car yet, you may be able to get sample quotes by providing an agent with the make and model.
Use online quote tools: To expedite the process of shopping around, you might consider using comparison websites or apps that allow you to get quotes from multiple insurers at once. Alternatively, go directly to insurance company websites and use their online quote tools to receive personalized quotes.
Provide driver details and mileage: You could be asked for specific details about your vehicle, including add-on features or modifications. You might also need to provide your average annual mileage and how the vehicle is primarily used (e.g., for business purposes or personal use). Additionally, you’ll need to provide accurate information about all drivers who will be covered by the policy, including their driving history, age and relationship to you.
Review quotes: Compare the quotes you receive, paying attention to coverage options, limits, deductibles and overall cost. Insurance experts also recommend reviewing customer service scores, financial strength ratings, digital tools and customer reviews to get a holistic view of how a carrier will meet your needs.
Select carrier and apply: Choose the insurance policy that best fits your needs and budget. Complete the application process by providing any additional required information and making your first premium payment.

Compare Chevrolet Tahoe with other similar cars

Chevrolet Tahoe Avg annual full coverage premium $2,702 Read More	Ford Expedition Avg annual full coverage premium $2,851 Read More	GMC Yukon Avg annual full coverage premium $2,851 See more models
Price (MSRP)
$59,000	$62,320	$67,200
NHTSA Safety rating The NHTSA uses a 5-star rating program to evaluate how vehicles perform in crash tests based on frontal, side and rollover collisions.
4 stars	5 stars	4 stars
Gas mileage
22 mpg	19 mpg	22 mpg
IIHS/HLDI Collision insurance losses The IIHS and HLDI collect data on how insurance losses for specific models compare to the average for all passenger vehicles. These results are adjusted for deductible and specifically for collision claim losses.
Average	Average	Better than average

Frequently asked questions

Money is relative, so $200 might be a lot for car insurance for some drivers, and it may be seen as affordable for others. The answer depends on your personal budget and the type of coverage you have on your policy. Nationwide, full coverage car insurance costs $223 per month on average, while the Chevy Tahoe is $225 per month. However, if you have a liability-only policy or accidents or tickets in your driving history, your monthly costs will differ from the average.
While the Chevy Tahoe is slightly more expensive to insure than the average vehicle, it does cost less than other vehicles in its class due to having more affordable parts and labor associated with Tahoe repairs.
There are several ways to save money on your Chevrolet Tahoe insurance. First, make sure that the information on your policy is accurate and that you're receiving all applicable car insurance discounts. If you're looking for further savings, speak with your agent about ways to cut back on some of the unnecessary coverage types on your policy. Lastly, experts recommend comparing rates from several carriers to make sure you're getting the best deal.

Bankrate utilizes Quadrant Information Services to analyze September 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits with bundling and paperless billing discounts applied:

40 year old

Single male and female driver

2023 Toyota Camry

Primary vehicle

Good credit score

Clean driving record

Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.

If otherwise specified, the base profile has been modified with the following driver characteristics:

Other profiles

Rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage.
Rates were calculated by evaluating our base profile with the following differences in mileage: 2K, 5K, 12K (base), 15K and 20K.
Unless otherwise stated, rates are for 2023 vehicle models. For new vs used vehicles, we included the following year in our calculations: 2013.
Rates were calculated by evaluating our base profile with the ages 18-70 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations. For teen drivers, rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.
Rates were evaluated based on the following marital/family status: single (base), married, 40-year-old married man and woman. Marital status is not a rating factor in Hawaii and Massachusetts.