Is insurance high on a Subaru Impreza?

Not usually. Bankrate's analysis of average car insurance rates found that Subaru Impreza car insurance costs are 12 percent less than the national average.

Is $200 a month for car insurance bad?

The national average cost of car insurance is $223 per month for full coverage. But, some vehicle models tend to be cheaper to insure than others. Full coverage for the Subaru Impreza, for instance, costs an average of $197 per month.

How can I save money on Subaru Impreza insurance?

Choosing a higher deductible is an easy way to lower your monthly car insurance costs. But, keep in mind that this will result in higher out-of-pocket costs if you file a claim.

Car insurance for Subaru Impreza

How much does it cost to insure a Subaru Impreza?

Subaru Impreza car insurance costs an average of $197 per month for a full coverage policy, or $64 per month to meet your state's minimum insurance requirements. Both full and minimum coverage rates for the Impreza are below the national average cost of car insurance, which is $223 per month for full coverage and $67 per month for minimum coverage.

In general, Subarus are usually pretty cheap to insure. Compared to other makes, they have low repair costs, robust safety features and receive excellent safety ratings — all of which can help bring car insurance costs down.

$2,358 Avg annual full coverage
insurance premium

$766 Avg annual min coverage
insurance premium

Manufacturer’s suggested retail price (MSRP): $24,360

Trims available: Base, Sport, RS

Repair costs

In terms of repair costs, the Subaru Impreza is somewhere in the middle of the pack. According to CarEdge, the Subaru costs less in maintenance and repair costs than the national average but more compared to other compact vehicles.

Safety features

All versions of the 2025 Impreza come standard with EyeSight Driver Assist Technology, a suite of driver safety features. These include automatic emergency steering, pre-collision braking and adaptive cruise control.

Crash ratings

Subarus are known for being safe, and the Impreza is no exception. For the past 17 years (2008 to 2024), the Subaru Impreza was an IIHS Top Safety Pick. Although the 2025 model wasn't given this title, it still received favorable ratings from the IIHS and NHTSA.

Cheapest car insurance companies for a Subaru Impreza

You'll usually find that Subaru Impreza car insurance costs are relatively low. However, there's no single company that's the cheapest for every driver. To find the best price, most insurance experts suggest you compare rates from several insurers. Every car insurance company uses its own formula to calculate your premium, so one company may offer you a better price for your coverage than another.

How much does it cost to insure a Subaru Impreza?

Bankrate rounded up average rates from some of the cheapest Subaru Impreza car insurance companies to help you get the comparison process started.

2023 Subaru Impreza car insurance premium by carrier


Nationwide	$1,683	- $675
Auto-Owners	$1,696	- $662
Progressive	$1,685	- $673
Travelers	$1,936	- $422
USAA	$1,969	- $389

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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Other car insurance coverage for a Subaru Impreza

Your car insurance policy can do more for you than pay accident-related bills. In fact, it can offer powerful financial protection in a variety of scenarios. On top of your state's minimum coverage requirements, you might want to build out your car insurance policy with these optional add-ons:

Comprehensive insurance: With comprehensive insurance, you're covered for non-accident-related losses like vehicle theft, vandalism and weather damage.
Gap insurance: If you took out a loan to buy your Impreza, you may want to consider gap insurance. If you total your new car, gap insurance can help pay the difference between your remaining loan balance and the payment you receive from your insurance company.
Original equipment manufacturer (OEM) parts coverage: If you'd rather your car be fixed with original Subaru parts (instead of aftermarket ones) after a covered accident, you can add OEM parts coverage to your policy.
Rental car reimbursement: If your Subie is in the shop after a covered accident, rental car reimbursement can help with the cost of driving a rental in the meantime.

How to get a Subaru Impreza car insurance quote

You can get an insurance quote for your car online, over the phone or in person, depending on the insurer. If you're in the market for a new vehicle, comparing quotes before you sign on the dotted line can help you determine how different models would fit into your budget. Here’s a step-by-step guide to gathering and comparing quotes:

Gather personal details: You’ll likely be asked to provide your name, address, date of birth and driver’s license number, as well as the make, model and year of your car — and potentially the vehicle identification number (VIN). If you haven't purchased a car yet, you may be able to get sample quotes by providing an agent with the make and model.
Use online quote tools: To expedite the process of shopping around, you might consider using comparison websites or apps that allow you to get quotes from multiple insurers at once. Alternatively, go directly to insurance company websites and use their online quote tools to receive personalized quotes.
Provide driver details and mileage: You could be asked for specific details about your vehicle, including add-on features or modifications. You might also need to provide your average annual mileage and how the vehicle is primarily used (e.g., for business purposes or personal use). Additionally, you’ll need to provide accurate information about all drivers who will be covered by the policy, including their driving history, age and relationship to you.
Review quotes: Compare the quotes you receive, paying attention to coverage options, limits, deductibles and overall cost. Insurance experts also recommend reviewing customer service scores, financial strength ratings, digital tools and customer reviews to get a holistic view of how a carrier will meet your needs.
Select carrier and apply: Choose the insurance policy that best fits your needs and budget. Complete the application process by providing any additional required information and making your first premium payment.

Compare Subaru Impreza with other similar cars

Subaru Impreza Avg annual full coverage premium $2,358 Read More	Toyota Corolla Avg annual full coverage premium $2,390 Read More	Mazda Mazda3 Sedan Avg annual full coverage premium $2,605 See more models
Price (MSRP)
$24,360	$22,325	$24,150
NHTSA Safety rating The NHTSA uses a 5-star rating program to evaluate how vehicles perform in crash tests based on frontal, side and rollover collisions.
5 stars	5 stars	5 stars
Gas mileage
30 mpg	35 mpg	31 mpg
IIHS/HLDI Collision insurance losses The IIHS and HLDI collect data on how insurance losses for specific models compare to the average for all passenger vehicles. These results are adjusted for deductible and specifically for collision claim losses.
Better than average	Average	Average

Frequently asked questions

Not usually. Bankrate's analysis of average car insurance rates found that Subaru Impreza car insurance costs are 12 percent less than the national average.
The national average cost of car insurance is $223 per month for full coverage. But, some vehicle models tend to be cheaper to insure than others. Full coverage for the Subaru Impreza, for instance, costs an average of $197 per month.
Choosing a higher deductible is an easy way to lower your monthly car insurance costs. But, keep in mind that this will result in higher out-of-pocket costs if you file a claim.

Bankrate utilizes Quadrant Information Services to analyze September 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits with bundling and paperless billing discounts applied:

40 year old

Single male and female driver

2023 Toyota Camry

Primary vehicle

Good credit score

Clean driving record

Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.

If otherwise specified, the base profile has been modified with the following driver characteristics:

Other profiles

Rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage.
Rates were calculated by evaluating our base profile with the following differences in mileage: 2K, 5K, 12K (base), 15K and 20K.
Unless otherwise stated, rates are for 2023 vehicle models. For new vs used vehicles, we included the following year in our calculations: 2013.
Rates were calculated by evaluating our base profile with the ages 18-70 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations. For teen drivers, rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.
Rates were evaluated based on the following marital/family status: single (base), married, 40-year-old married man and woman. Marital status is not a rating factor in Hawaii and Massachusetts.