Volkswagen Tiguan car insurance: cost and quotes

How much does it cost to insure a Volkswagen Tiguan?

Volkswagen Tiguan owners pay an average of $191 per month for a full coverage car insurance policy, according to rates from Quadrant Information Services, an insurance data analytics firm. Minimum coverage is cheaper, costing an average of $64 monthly. To compare, the national average cost of car insurance is $223 per month for full coverage and $67 per month for minimum coverage.

These aren't exact quotes, but they can help you better gauge what it costs to insure a Volkswagen Tiguan. A vehicle's make and model significantly impact the premium you pay for your policy. Insurance companies consider how much a car costs to fix, its safety features and its crash ratings when calculating your rate.

Cheapest car insurance companies for a Volkswagen Tiguan

The best way to find the cheapest Volkswagen Tiguan car insurance is to compare quotes from a few different companies. Each car insurance company uses its own underwriting algorithm to set your premium, and one company's formula may offer you a better deal than another's. Insurance companies, for the most part, look at the same factors. They may differ, however, in how they weigh those factors when calculating your rate.

How much does it cost to insure a Volkswagen Tiguan?

The insurance companies listed in the table below offer some of the cheapest rates for a Volkswagen Tiguan, according to Bankrate's analysis of average rates.

2023 Volkswagen Tiguan car insurance premium by carrier

Other car insurance coverage for a Volkswagen Tiguan

In every state — save for New Hampshire — you'll need to prove financial responsibility in order to register your vehicle. Usually, this means buying a car insurance policy. Each state has its own rules for how much insurance you need, but oftentimes, state minimum coverage limits don't offer enough financial protection. Consider building out your Volkswagen Tiguan car insurance policy with these optional coverages, called endorsements:

• Comprehensive insurance: This helps with non-accident-related losses, like vehicle theft, vandalism and weather damage.
• Collision insurance: This helps with the cost of repairs to your vehicle, even when you cause the accident.
• Gap insurance: Gap insurance can be helpful to drivers who took out an auto loan. If you total your vehicle, gap insurance can cover the difference between what you get from your insurance company and what you owe on your loan.
• New car replacement: If your car is rendered a total loss, new car replacement can help you purchase a new, identical vehicle. But it's not available in every state and is usually only for newer vehicles with lower mileage.

Learn more: How much car insurance do I need?

How to get a Volkswagen Tiguan car insurance quote

You can get an insurance quote for your car online, over the phone or in person, depending on the insurer. If you're in the market for a new vehicle, comparing quotes before you sign on the dotted line can help you determine how different models would fit into your budget. Here’s a step-by-step guide to gathering and comparing quotes:

• Gather personal details: You’ll likely be asked to provide your name, address, date of birth and driver’s license number, as well as the make, model and year of your car — and potentially the vehicle identification number (VIN). If you haven't purchased a car yet, you may be able to get sample quotes by providing an agent with the make and model.
• Use online quote tools: To expedite the process of shopping around, you might consider using comparison websites or apps that allow you to get quotes from multiple insurers at once. Alternatively, go directly to insurance company websites and use their online quote tools to receive personalized quotes.
• Provide driver details and mileage: You could be asked for specific details about your vehicle, including add-on features or modifications. You might also need to provide your average annual mileage and how the vehicle is primarily used (e.g., for business purposes or personal use). Additionally, you’ll need to provide accurate information about all drivers who will be covered by the policy, including their driving history, age and relationship to you.
• Review quotes: Compare the quotes you receive, paying attention to coverage options, limits, deductibles and overall cost. Insurance experts also recommend reviewing customer service scores, financial strength ratings, digital tools and customer reviews to get a holistic view of how a carrier will meet your needs.
• Select carrier and apply: Choose the insurance policy that best fits your needs and budget. Complete the application process by providing any additional required information and making your first premium payment.

Frequently asked questions

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.

If otherwise specified, the base profile has been modified with the following driver characteristics: