Average personal loan rates
Personal loan interest rates today are unusually high, thanks to market forces.
5 min read
Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Helpful links
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.
Reviews & tools
Editor's picks
Learn more about personal loans before you apply.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Writer and Consumer Lending Analyst
Senior Loans Writer
Senior Loans Writer
Related topics
The latest
If you need a $10,000 loan, you will need to meet the requirements and find lenders that offer loans in that amount.
Learn how to figure out how much interest you’ll pay and how you can save money.
In some cases, BNPL may be a safer bet financially than a personal loan.
People with bad credit may be able to qualify for certain types of bad credit loans.
Learn how to get a loan with a credit score of 550.
Learn when it may make sense to use a personal loan to buy a car.
Interest rates are rising, so what does that mean for your finances?
Is debt consolidation right for you? See how to qualify.
The trusted provider of accurate rates and financial information