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National Funding: Best for early payoff discount
Interest rate
Factor Rates Starting at 1.10Max loan amount$5k-$500K
Fastest funding1 business day
Term length4 - 24 months
Customer score
4.3Interest rate
Factor Rates Starting at 1.10Max loan amount$5k-$500K
Fastest funding1 business day
Term length4 - 24 months
Customer score
4.3Apply now
Credibly: Best for bad credit
Interest rate
1.11 factor rateMax loan amount$25k-$400K
Fastest funding1 business day
Term length3 - 15 months
Customer score
4.1Interest rate
1.11 factor rateMax loan amount$25k-$400K
Fastest funding1 business day
Term length3 - 15 months
Customer score
4.1Apply now
on BusinessLoans.com
iBusiness Funding: Best for flexible repayment terms
Interest rate
Starting at 7.90% simple interestMax loan amount$25k-$500K
Fastest funding2 business days
Term length6 - 84 months
Customer score
4.3Interest rate
Starting at 7.90% simple interestMax loan amount$25k-$500K
Fastest funding2 business days
Term length6 - 84 months
Customer score
4.3Apply now
on BusinessLoans.com
QuickBridge: Best for loan variety
Interest rate
VariesMax loan amount$10k-$500K
Fastest funding1 business day
Term length4 - 24 months
Customer score
4.5Interest rate
VariesMax loan amount$10k-$500K
Fastest funding1 business day
Term length4 - 24 months
Customer score
4.5Apply now
on partner site
OnDeck: Bankrate 2025 Award Winner Best lender for startups
Interest rate
Starting at 27.30% APRMax loan amount$5k-$250K
Fastest funding1 business day
Term length3 - 24 months
Customer score
4.1Apply now
on BusinessLoans.com
Interest rate
Starting at 27.30% APRMax loan amount$5k-$250K
Fastest funding1 business day
Term length3 - 24 months
Customer score
4.1Apply now
on BusinessLoans.com
Fundbox: Best for startups
Interest rate
Starting at 4.66%Max loan amount$1k-$150K
Fastest funding1 business day
Term length3 - 6 months
Customer score
4.2Apply now
on BusinessLoans.com
Interest rate
Starting at 4.66%Max loan amount$1k-$150K
Fastest funding1 business day
Term length3 - 6 months
Customer score
4.2Apply now
on BusinessLoans.com
American Express Blueprint: Best for low revenue requirements
Interest rate
N/AMax loan amount$2k-$250K
Fastest fundingN/A
Term lengthN/A
Customer score
4.6Interest rate
N/AMax loan amount$2k-$250K
Fastest fundingN/A
Term lengthN/A
Customer score
4.6Apply now
on BusinessLoans.com
Bank of America: Best for the bank experience
Interest rate
Starting at 8.50%Max loan amount$10k-$500K
Fastest fundingN/A
Term length12 - 60 months
Customer score
4.1Read our review
on Bankrate
Interest rate
Starting at 8.50%Max loan amount$10k-$500K
Fastest fundingN/A
Term length12 - 60 months
Customer score
4.1Read our review
on Bankrate
Wells Fargo Business: Bankrate 2025 Award Winner Best small business lender for good-to-excellent credit
Interest rate
Starting at 10.00%Max loan amount$10k-$150K
Fastest funding1 business day
Term length3 - 24 months
Customer score
4.3Read our review
on Bankrate
Interest rate
Starting at 10.00%Max loan amount$10k-$150K
Fastest funding1 business day
Term length3 - 24 months
Customer score
4.3Read our review
on Bankrate
Accion Opportunity Fund: Bankrate 2025 Award Winner Best CDFI for small business loans
Interest rate
8.49-
24.99%Max loan amount$5k-$250K
Fastest fundingN/A
Term length12 - 60 months
Customer score
4.4Read our review
on Bankrate
Interest rate
8.49-
24.99%Max loan amount$5k-$250K
Fastest fundingN/A
Term length12 - 60 months
Customer score
4.4Read our review
on Bankrate
Fora Financial: Best for fast approval
Interest rate
Starting at 1.10 factor rateMax loan amount$5k-$1.5M
Fastest funding1 business day
Term length6 - 18 months
Customer score
4.2Interest rate
Starting at 1.10 factor rateMax loan amount$5k-$1.5M
Fastest funding1 business day
Term length6 - 18 months
Customer score
4.2Apply now
on partner site