Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
Pros and cons of a business bank loan
6 min read
Here are current rates for SBA loans in 2025
5 min read
What's new
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What is a factor rate and how to calculate it
Factor rates are simple but costly. We’ll show you what you need to know.
6 min read Aug 27, 2025 -
What are tariffs and how do they impact small businesses?
Tariffs can increase prices for your business. Here’s what you should know.
6 min read Aug 26, 2025 -
What is a merchant cash advance?
Learn what a merchant cash advance is and what fees and terms to expect.
6 min read Aug 26, 2025 -
What is a working capital loan and how does it work?
Need help covering day-to-day costs? A working capital loan could be the answer.
9 min read Aug 26, 2025 -
How much can you borrow with a startup business loan?
Learn how much you can borrow with startup loans, including SBA loans for startups.
6 min read Aug 25, 2025 -
20 small business grants for minorities
Find out if you qualify for any grants for minority-owned small businesses.
13 min read Aug 25, 2025 -
How long does it take to get a small business loan from a bank?
Learn why it can take a week or more to get a business loan from a bank.
4 min read Aug 25, 2025 -
Can’t Get a Small-Business Loan? CDFIs May Offer a Better Way
Community Development Financial Institutions offer resources to small-business owners no matter the economic conditions.
5 min read Aug 25, 2025 -
How long does it take to get a fast business loan?
A quick small business loan may give you access to funding in less than a week.
6 min read Aug 22, 2025 -
How to get a business loan with no money
Options like microloans, business credit cards or crowdfunding can help.
13 min read Aug 22, 2025