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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A current or veteran military person? Here are the top VA lenders for you.
A house made of money, being looked at under a microscope.
Getting a good loan starts with choosing the right lender.
Illustration of money bags in front of a house
The down payment question may sound like a simple one, but it has many answers.
Homes in Charleston
Understanding mortgage rate movements could save you money.
Imagine of a house on a lake
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
Illustrated collage featuring a house with colorful graphics behind it
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
Eyeing a beach bungalow or a mountain lodge? Read these tips first.
A dad and his two children riding bicycles together
The cash you’ll get comes at a cost. Here’s how to minimize it.
A current or veteran military person? Here are the top VA lenders for you.
A dad and his two children riding bicycles together
The cash you’ll get comes at a cost. Here’s how to minimize it.
A house on a stack of money
Mortgage rates drop in hopes of a Fed rate cut
A woman reviewing documents
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
second mortgage on home
It can have huge benefits — if you do it right.
Mortgage refinance options for bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
Illustrated collage featuring a house
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
Three people discussing homeownership options
A cash-out refinance is best reserved for major expenses.
A current or veteran military person? Here are the top VA lenders for you.
Here are the best mortgage lenders for September 2025.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
San Francisco homes
San Francisco had the most homes topping list price in December.
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.
President-elect Joe Biden
Biden’s housing platform attacks affordability issues.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Envelopes
Readers ask: How low can mortgage rates possibly go?