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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A current or veteran military person? Here are the top VA lenders for you.
A house made of money, being looked at under a microscope.
Getting a good loan starts with choosing the right lender.
Illustration of money bags in front of a house
The down payment question may sound like a simple one, but it has many answers.
Homes in Charleston
Understanding mortgage rate movements could save you money.
Imagine of a house on a lake
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
Illustrated collage featuring a house with colorful graphics behind it
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
Eyeing a beach bungalow or a mountain lodge? Read these tips first.
A dad and his two children riding bicycles together
The cash you’ll get comes at a cost. Here’s how to minimize it.
A person is in their home office calculating their taxes
Cash-out refinances have implications at tax time.
A single-family home in suburban Michigan
How do you pay back a reverse mortgage, and when is it necessary?
Man at home working
First, you cry. Then you fix the issue. Here’s how.
A contractor installs insulation
You can get an EEM through many of the same lenders that offer mortgages.
Illustration of a money bag sitting in a tire. An empty gas meter is overlaid on the tire.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
A single-family one-story home in Los Angeles, California
You may not recognize their name, but they might have a better deal for you.
A single-family Colonial-style home
Just because these generous loans let you tap all of your home equity doesn’t mean you should.
Does refinancing affect property taxes?
No, there won’t be an immediate impact. But there are some things to watch out for.
A current or veteran military person? Here are the top VA lenders for you.
Here are the best mortgage lenders for September 2025.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.