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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Mansion brick house | iStock.com/lillisphotography
View the current FHA and conforming loan limits for all counties in Alaska.
Mansion brick house | iStock.com/lillisphotography
View the current FHA and conforming loan limits for all counties in Pennsylvania.
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View the current FHA and conforming loan limits for all counties in Ohio.
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View the current FHA and conforming loan limits for all counties in Alabama.
Mansion brick house | iStock.com/lillisphotography
View the current FHA and conforming loan limits for all counties in North Dakota.
Young mother playing with her children
FHA loan limits have increased for 2025. Here’s what to know if you’re looking for this low-down payment mortgage.
Mansion brick house | iStock.com/lillisphotography
View the current FHA and conforming loan limits for all counties in North Carolina.
Mansion brick house | iStock.com/lillisphotography
View the current FHA and conforming loan limits for all counties in New York.
A current or veteran military person? Here are the top VA lenders for you.
A dad and his two children riding bicycles together
The cash you’ll get comes at a cost. Here’s how to minimize it.
A house on a stack of money
Mortgage rates drop in hopes of a Fed rate cut
A woman reviewing documents
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
second mortgage on home
It can have huge benefits — if you do it right.
Mortgage refinance options for bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
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It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
Three people discussing homeownership options
A cash-out refinance is best reserved for major expenses.
A current or veteran military person? Here are the top VA lenders for you.
Here are the best mortgage lenders for September 2025.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
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Bankrate’s guide to finding the best reverse mortgage lender for you
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
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A shared appreciation mortgage is a unique home financing arrangement.