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Mortgage basics

How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.

First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.

5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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With Fed expected to cut, mortgage rates fall to lowest levels in nearly a year
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Changes to Fannie Mae’s criteria may open a pathway to homeownership for some buyers.

Even with a pay raise, homeownership has moved further out of reach for younger generations.

For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.

A key part of the American Dream grows out of reach for many.

You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.

Some seemingly-dead second mortgages are coming back to life demanding payment.

But is the reduction in rates worth a rush to redo your loan?

Today’s mortgage rates already reflect the likelihood of a September Federal Reserve rate cut.

A current or veteran military person? Here are the top VA lenders for you.

The cash you’ll get comes at a cost. Here’s how to minimize it.

Mortgage rates drop in hopes of a Fed rate cut

From A(RMs) to V(A loans), the most common words mortgage shoppers should know.

It can have huge benefits — if you do it right.

Borrowers with poor credit can still nail down home loan refinancing. Here’s how.

It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.

A cash-out refinance is best reserved for major expenses.

A current or veteran military person? Here are the top VA lenders for you.

Here are the best mortgage lenders for September 2025.

Here are some of the best mortgage lenders in Florida in 2024.

Here is Bankrate’s guide to the best construction loan lenders.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here are some of the best bad credit mortgage lenders in 2025.

OK with doing your loan digitally? These mortgage companies are the tops.

Bankrate’s guide to finding the best reverse mortgage lender for you

If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.

Don’t give up on trying to keep your home. One of these strategies might rescue you.

It’s not the end if you miss just one. But don’t make a habit of it.

Is a Fannie Mae HomePath property right for you?

It’s like a mortgage, only it makes foreclosure a lot easier.

If you’re behind on your mortgage, a Flex Modification might be able to help.

A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.

A shared appreciation mortgage is a unique home financing arrangement.