Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Editor's picks
With Fed expected to cut, mortgage rates fall to lowest levels in nearly a year
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for September 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
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News highlights
The latest
Higher home values helped lower this Bankrate writer’s mortgage costs.
The government is stepping up scrutiny of “junk” fees — but are they really junk?
It’s not easy, but if you are prepared for extra hurdles, it can happen.
The APR on your mortgage typically includes some, but not all, fees.
Learn what to do if your mortgage loan servicer gets hacked.
Is it worth using retirement savings to fund a down payment on a home?
The share of single women homebuyers continues to outpace the share of single men in the housing market.
Find out how first-time homebuyers stack up in terms of age, race and ethnicity and more.
A current or veteran military person? Here are the top VA lenders for you.
The cash you’ll get comes at a cost. Here’s how to minimize it.
Mortgage rates drop in hopes of a Fed rate cut
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
It can have huge benefits — if you do it right.
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
A cash-out refinance is best reserved for major expenses.
A current or veteran military person? Here are the top VA lenders for you.
Here are the best mortgage lenders for September 2025.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
Bankrate’s guide to finding the best reverse mortgage lender for you
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
Don’t give up on trying to keep your home. One of these strategies might rescue you.
It’s not the end if you miss just one. But don’t make a habit of it.
Is a Fannie Mae HomePath property right for you?
It’s like a mortgage, only it makes foreclosure a lot easier.
If you’re behind on your mortgage, a Flex Modification might be able to help.
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
A shared appreciation mortgage is a unique home financing arrangement.